| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SANDRA LEE BERGMAN3 | 1880 25TH AVENUE NE SUITE 411 ISSAQUAH, WA 98029 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $11 | $4K | 15.79% |
| RONALD JONES3 | 320 NANCY COURT MOSCOW, ID 83843 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $420 | $2K | 6.38% |
| MEGAN ELIZABETH CASTO3 | 10340 CARNEY DRIVE SE OLYMPIA, WA 98501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $730 | $456 | $1K | 4.68% |
| DOUGLAS-MCCARTY INSURANCE SERVICES3 Filed as: DOUGLAS EDWARD VIESELMEYER | 14405 115TH AVENUE COURT E PUYALLUP, WA 98374 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $556 | $471 | $1K | 4.05% |
| CHRISTOPHER MICHAEL JONES3 | 6325 EAST 18TH AVENUE SPOKANE VALLEY, WA 99212 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $180 | $420 | $600 | 2.37% |
| ANTONIO JOSE ANGELES3 Filed as: ANTONIO MICHAEL JAIME | 24345 252ND AVENUE SE MAPLE VALLEY, WA 98038 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $285 | $195 | $480 | 1.89% |
| RANDALL LEE WALLACE3 | 17701 108TH AVENUE SE RENTON, WA 98055 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $403 | $4 | $407 | 1.61% |
| JASON JONES3 | 5 VIA DE LA MESA RANCHO ST MARGARITA, CA 92688 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $389 | — | $389 | 1.53% |
| EDWARD E SANCHEZ3 | 20603 15TH AVENUE S SEATAC, WA 98198 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $319 | $16 | $335 | 1.32% |
| MEGHAN B THOMPSON3 | 15703 NE 1ST PLACE BELLEVILLE, WA 98008 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $229 | — | $229 | 0.90% |
| JASON BERRY3 | 19728 76TH AVENUE WEST SUITE 104 LYNNWOOD, WA 98036 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $113 | $2 | $115 | 0.45% |
| CONSUMER DRIVEN BENEFITS LLC3 | 3737 BIRCH STREET NEWPORT BEACH, CA 92660 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $29 | $44 | $73 | 0.29% |
| CHRISTOPHER ROBERT BERRY3 | 27108 162ND STREET SE MONROE, WA 98272 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $23 | $24 | $47 | 0.19% |
| JORGE LAZO3 | 2214 EASTEND STREET NW OLYMPIA, WA 98502 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $42 | — | $42 | 0.17% |
| DEANA SCHROEDER3 | 23115 120TH AVENUE SE KENT, WA 98031 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $26 | $11 | $37 | 0.15% |
| JESSE VALENTINE-YEH3 | 53 VIA AMISTOSA RCHO STA MARG, CA 92688 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $29 | — | $29 | 0.11% |
| RYAN G YOUNG3 | 5845 FM 314 BEN WHEELER, TX 75754 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | $17 | $26 | 0.10% |
| TERESA FELLER3 | 3405 172ND STREET NE SUITE 5 ARLINGTON, WA 98223 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15 | $5 | $20 | 0.08% |
| WA EMPLOYEE BENEFITS LLC3 | 24519 36TH AVENUE S KENT, WA 98032 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | $5 | $7 | 0.03% |
| MANAMI IMAOKA3 | 16925 125TH PLACE SE RENTON, WA 98058 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | $4 | $6 | 0.02% |
| SANDRA LEE BERGMAN3 | 1880 25TH AVENUE NE SUITE 411 ISSAQUAH, WA 98029 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $10 | $4K | 17.51% |
| RONALD JONES3 | 320 NANCY COURT MOSCOW, ID 83843 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $484 | $2K | 9.13% |
| DOUGLAS-MCCARTY INSURANCE SERVICES3 Filed as: DOUGLAS EDWARD VIESELMEYER | 14405 115TH AVENUE CT E PUYALLUP, WA 98374 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $630 | $551 | $1K | 5.74% |
| MEGAN ELIZABETH CASTO3 | 10340 CARNEY DRIVE SE OLYMPIA, WA 98501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $653 | $424 | $1K | 5.23% |
| ANTONIO JOSE ANGELES3 Filed as: ANTONIO MICHAEL JAIME | 24345 252ND AVENUE SE MAPLE VALLEY, WA 98038 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $271 | $182 | $453 | 2.20% |
| RANDALL LEE WALLACE3 | 17701 108TH AVENUE SE RENTON, WA 98055 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $313 | $3 | $316 | 1.53% |
| EDWARD E SANCHEZ3 | 20603 15TH AVENUE S SEATAC, WA 98198 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $225 | $14 | $239 | 1.16% |
| CHRISTOPHER MICHAEL JONES3 | 6325 EAST 18TH AVENUE SPOKANE VALLEY, WA 99212 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $53 | $123 | $176 | 0.85% |
| MEGHAN B THOMPSON3 | 15703 NE 1ST PLACE BELLEVILLE, WA 98008 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $172 | — | $172 | 0.84% |
| JASON JONES3 | 5 VIA DE LA MESA RANCHO ST MARGARITA, CA 92688 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $161 | — | $161 | 0.78% |
| CARYL ESTES3 | 15907 ASH WAY LYNNWOOD, WA 98087 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $63 | $7 | $70 | 0.34% |
| STEPHANIE GREGOIRE3 | 2108 SOROYA COURT SW UNIT B OLYMPIA, WA 98502 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $54 | — | $54 | 0.26% |
| CHRISTOPHER ROBERT BERRY3 | 27108 162ND STREET SE MONROE, WA 98272 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | $16 | $32 | 0.16% |
| JORGE LAZO3 | 2214 EASTEND STREET NW OLYMPIA, WA 98502 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $31 | — | $31 | 0.15% |
| CONSUMER DRIVEN BENEFITS LLC3 | 3737 BIRCH STREET NEWPORT BEACH, CA 92660 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12 | $18 | $30 | 0.15% |
| DEANA SCHROEDER3 Filed as: DEANA SCHRODER | 23115 120TH AVENUE SE KENT, WA 98031 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | $7 | $23 | 0.11% |
| WA EMPLOYEE BENEFITS LLC3 | 24519 36TH AVENUE S KENT, WA 98032 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | $15 | $22 | 0.11% |
| TERESA FELLER3 | 3405 172ND STREET NE SUITE 5 ARLINGTON, WA 98223 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | $5 | $21 | 0.10% |
| MANAMI IMAOKA3 | 16925 125TH PLACE SE RENTON, WA 98058 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | $11 | $18 | 0.09% |
| JESSE VALENTINE-YEH3 | 53 VIA AMISTOSA RCHO STA MARG, CA 92688 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12 | — | $12 | 0.06% |
| RYAN G YOUNG3 | 5845 FM 314 BEN WHEELER, TX 75754 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | $7 | $11 | 0.05% |
| KATHLEEN BYRNE3 Filed as: KATHLEEN COLLINS | 1717 SW HENDERSON STREET SEATTLE, WA 98106 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.01% |
| SONJA SUTTON3 | 6805 NW NEWBERRY HILL ROAD SILVERDALE, WA 98383 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.01% |
| RONALD CHARLES ELLWANGER3 | 3130 MADRONA BEACH ROAD NW OLYMPIA, WA 98502 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.01% |
| SANDRA LEE BERGMAN3 | 1880 25TH AVENUE NE SUITE 411 ISSAQUAH, WA 98029 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $4 | $2K | 12.46% |
| RONALD JONES3 | 320 NANCY COURT MOSCOW, ID 83843 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $496 | $174 | $670 | 5.02% |
| DOUGLAS-MCCARTY INSURANCE SERVICES3 Filed as: DOUGLAS EDWARD VIESELMEYER | 14405 115TH AVENUE CT E PUYALLUP, WA 98374 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $285 | $229 | $514 | 3.85% |
| MEGAN ELIZABETH CASTO3 | 10340 CARNEY DRIVE SE OLYMPIA, WA 98501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $316 | $175 | $491 | 3.68% |
| RANDALL LEE WALLACE3 | 17701 108TH AVENUE SE RENTON, WA 98055 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $311 | $3 | $314 | 2.35% |
| ELENA HOULE3 | 607 29TH STREET SE AUBURN, WA 98002 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $198 | $4 | $202 | 1.51% |
| CHRISTOPHER MICHAEL JONES3 | 6325 EAST 18TH AVENUE SPOKANE VALLEY, WA 99212 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $50 | $116 | $166 | 1.24% |
| ANTONIO MICHAEL JAMIE3 | 24345 252ND AVENUE SE MAPLE VALLEY, WA 98038 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $93 | $63 | $156 | 1.17% |
| MEGHAN B THOMPSON3 | 15703 NE 1ST PLACE BELLEVILLE, WA 98008 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $43 | — | $43 | 0.32% |
| JORGE LAZO3 | 2214 EASTEND STREET NW OLYMPIA, WA 98502 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $42 | — | $42 | 0.31% |
| CARYL ESTES3 | 15907 ASH WAY LYNNWOOD, WA 98087 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $38 | $2 | $40 | 0.30% |
| WA EMPLOYEE BENEFITS LLC3 | 24519 36TH AVENUE S KENT, WA 98032 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | $16 | $23 | 0.17% |
| J WILSON AGENCY LLC3 | 15518 SE 133RD STREET RENTON, WA 98059 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | $5 | $12 | 0.09% |
| DEANA SCHROEDER3 | 23115 120TH AVENUE SE KENT, WA 98031 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | $3 | $11 | 0.08% |
| RYAN G YOUNG3 | 5845 FM 314 BEN WHEELER, TX 75754 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | $3 | $4 | 0.03% |
| KATHLEEN BYRNE3 Filed as: KATHLEEN COLLINS | 1717 SW HENDERSON STREET SEATTLE, WA 98106 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.01% |
| BERG BENEFITS, INC.3 Filed as: BERG ANDONIAN INC DBA REQUOTE | P.O. BOX 66029 TACOMA, WA 98464 | SUN LIFE ASSURANCE COMPANY OF CANADA | $673 | — | $673 | 11.75% |
| ENROLLEASE3 Filed as: DIGITAL INSURANCE INC DBA | ONEDIGITAL HEALTH AND BENEFITS 200 GALLERIA PKWY SE SUITE 1950 ATLANTA, GA 30339 | SUN LIFE ASSURANCE COMPANY OF CANADA | $102 | — | $102 | 1.78% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 207 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 209 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 207 | $6K |
| Other(4 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 207 | $65K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 207 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.