| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF WASHINGTON LLC | 1325 4TH AVE SUITE 2100 SEATTLE, WA 98101 | AETNA LIFE INSURANCE COMPANY | $4K | — | $4K | 0.79% |
| THE MEISENBACH COMPANY3 | 1325 4TH STE 2100 SEATTLE, WA 98101 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $30K | $4K | $34K | 17.00% |
| THE MEISENBACH COMPANY3 | 1325 4TH AVE STE 2100 SEATTLE, WA 98101 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | $2K | $8K | 7.00% |
| THE MEISENBACH COMPANY3 | 1325 4TH AVE STE 2100 SEATTLE, WA 98101 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $17K | $2K | $19K | 17.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF WA / MCM | 1325 4TH AVE., STE. 2100 SEATTE, WA 98101 | VISION SERVICE PLAN | $2K | — | $2K | 3.19% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 737 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 9 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 746 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 523 | $66K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 737 | $318K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 737 | $117K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 391 | $114K |
| Stop-loss / reinsurancereinsurance | AETNA LIFE INSURANCE COMPANY | 519 | $552K |
| Other | UNUM LIFE INSURANCE COMPANY OF AMERICA | 737 | $117K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 737 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.