| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIMARTINO ASSOCIATES3 | 1325 FOURTH AVE, SUITE 1705 SEATTLE, WA 98101 | THE UNION LABOR LIFE INSURANCE COMPANY | $19K | $0 | $19K | 2.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| REGENCE BLUESHIELD EIN 91-0282080 NONE | Contract Administrator; Float revenue; Other services; Claims processing; Insurance brokerage commissions and fees; Direct payment from the plan; Non-monetary compensation Service code 12 | — | $969K |
| WELFARE & PENSION ADMIN. SERVICE EIN 91-1363171 NONE | Direct payment from the plan; Participant communication; Copying and duplicating; Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing; Accounting (including auditing); Contract Administrator Service code 10 | — | $278K |
| DIMARTINO & ASSOCIATES EIN 91-0378940 NONE | Consulting fees; Consulting (general); Finders' fees / placement fees; Direct payment from the plan Service code 16 | — | $100K |
| GAIL E MCGINN INSURANCE EIN 91-1652776 NONE | Consulting (general); Direct payment from the plan; Finders' fees / placement fees; Consulting fees Service code 16 | — | $100K |
| BARLOW COUGHRAN MORALES & JOSEPHSON EIN 91-0889948 NONE | Legal; Direct payment from the plan Service code 29 | — | $54K |
| WASHINGTON CAPITAL MANAGEMENT, INC EIN 91-1042342 NONE | Investment management fees paid directly by plan; Direct payment from the plan; Investment management Service code 28 | — | $42K |
| HIGHLAND CAPITAL ADVISORS EIN 20-4284376 NONE | Investment management; Direct payment from the plan Service code 28 | — | $36K |
| CLIFTONLARSONALLEN LLP EIN 41-0746749 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $32K |
| VISION SERVICE PLAN EIN 23-7089668 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $24K |
| BANK OF AMERICA EIN 94-1687765 NONE | Custodial (other than securities); Direct payment from the plan Service code 18 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,356 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 26 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,382 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | 91 | $845K |
| Dental | REGENCE BLUE CROSS BLUESHIELD OF OREGON | 9 | $5K |
| Vision | REGENCE BLUE CROSS BLUESHIELD OF OREGON | 9 | $5K |
| Life insurance | LIFEMAP ASSURANCE COMPANY | 984 | $327K |
| Short-term disability | LIFEMAP ASSURANCE COMPANY | 984 | $327K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 1,252 | $949K |
| Other | LIFEMAP ASSURANCE COMPANY | 984 | $327K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,252 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.