| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY, INC. | 900 N FRANKLIN ST SUITE 600 CHICAGO, IL 60610 | CONTINENTAL AMERICAN INSURANCE COMPANY | $371K | $0 | $371K | 11.88% |
| ASSURANCE AGENCY LTD3 | 20 N. MARTINGALE RD., STE. 100 SCHAUMBURG, IL 60173 | CONTINENTAL AMERICAN INSURANCE COMPANY | $122K | $0 | $122K | 3.92% |
| MARSH & MCLENNAN AGENCY LLC3 | 9171 TOWNE CENTRE DR., STE 100 SAN DIEGO, CA 92122 | CALIFORNIA PHYSICIANS SERVICE | $4K | $69K | $74K | 3.43% |
| ASSURANCE AGENCY LTD3 Filed as: ASSURANCE AGENCY | 20 N. MARTINGALE RD., STE. 100 SCHAUMBURG, IL 60173 | CALIFORNIA PHYSICIANS SERVICE | $19K | $18K | $38K | 1.76% |
| MARSH & MCLENNAN AGENCY LLC3 | 20 N. MARTINGALE RD., STE. 100 SCHAUMBURG, IL 60173 | METROPOLITAN LIFE INSURANCE COMPANY | $94K | $33 | $94K | 5.55% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN | 250 PEHLE AVE, STE 400 PARK 80 PLAZA 2 SADDLE BROOK, NJ 07663 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $19K | $19K | 1.16% |
| MARSH & MCLENNAN AGENCY LLC3 | 6279 TRI RIDGE BLVD, STE 400 LOVELAND, OH 45140 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $741 | $741 | 0.04% |
| EMPYREAN INSURANCE SERVICES, INC.3 Filed as: EMPYREAN INSURANCE SERVICES INC | 9009 WEST LOOP S STE 600 HOUSTON, TX 77096 | RELIASTAR LIFE INSURANCE COMPANY | $0 | $31K | $31K | 1.99% |
| EOI SERVICE COMPANY INC3 | 1820 E. FIRST ST, STE 400 SANTA ANA, CA 92705 | RELIASTAR LIFE INSURANCE COMPANY | $347K | $0 | $347K | 35.44% |
| MARSH & MCLENNAN AGENCY LLC3 | 20 N. MARTINGALE RD., STE. 100 SCHAUMBURG, IL 60173 | RELIASTAR LIFE INSURANCE COMPANY | $173K | $0 | $173K | 17.63% |
| BENEFIT HARBOR INSURANCE SERVICES3 Filed as: BENEFIT HARBOR INSURANCE SVCS | 5445 LEGACY DR, STE 250 PLANO, TX 75024 | RELIASTAR LIFE INSURANCE COMPANY | $0 | $56K | $56K | 5.68% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA INC. | 20 N. MARTINGALE RD., STE. 100 SCHAUMBURG, IL 60173 | KAISER FOUNDATION HEALTH PLAN INC | $39K | $0 | $39K | 4.75% |
| MARSH & MCLENNAN AGENCY LLC3 | 20 N. MARTINGALE RD., STE 100 SCHAUMBURG, IL 60173 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $32K | $0 | $32K | 4.42% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA INC. | 20 N. MARTINGALE RD., STE. 100 SCHAUMBURG, IL 60173 | KAISER FOUNDATION HEALTH PLAN INC | $22K | $0 | $22K | 3.82% |
| MARSH & MCLENNAN AGENCY LLC3 | 20 N. MARTINGALE RD., STE. 100 SCHAUMBURG, IL 60173 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA | $17K | $0 | $17K | 4.72% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA INC | 20 N. MARTINGALE RD., STE. 100 SCHAUMBURG, IL 60173 | KAISER FOUNDATION HEALTH PLAN INC | $11K | $0 | $11K | 3.46% |
| MARSH & MCLENNAN AGENCY LLC3 | 9171 TOWNE CENTRE DR., STE 100 SAN DIEGO, CA 92122 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $13K | $0 | $13K | 6.07% |
| DAVIDSON JAMES DUNCAN3 | 1820 E FIRST STREET, STE 400 SANTA ANA, CA 92705 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $47K | $0 | $47K | 24.93% |
| MARSH & MCLENNAN AGENCY LLC3 | 20 N. MARTINGALE RD., STE. 100 SCHAUMBURG, IL 60173 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $12K | $0 | $12K | 6.40% |
| EOI SERVICE COMPANY INC3 | 1820 EAST 1ST ST., STE. 400 SANTA ANA, CA 92705 | TRANSAMERICA LIFE INSURANCE COMPANY | $62K | $0 | $62K | 33.42% |
| MARSH & MCLENNAN AGENCY LLC3 | 20 N. MARTINGALE RD., STE. 100 SCHAUMBURG, IL 60173 | TRANSAMERICA LIFE INSURANCE COMPANY | $24K | $0 | $24K | 12.80% |
| ENROLLMENT FIRST INC3 | 237 GORE RD SW KNOXVILLE, TN 37919 | TRANSAMERICA LIFE INSURANCE COMPANY | $398 | $0 | $398 | 0.22% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY LLC | 20 N. MARTINGALE RD.,STE. 100 SCHAUMBURG, IL 60173 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $9K | $0 | $9K | 5.18% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY LLC | 1820 E 1ST STREET, STE 400 SANTA ANA, CA 92705 | AETNA LIFE INSURANCE COMPANY | $36K | $0 | $36K | 30.18% |
| MARSH & MCLENNAN AGENCY LLC3 | PARK 80 WEST PLAZA 2 SADDLE BROOK, NJ 07663 | AETNA LIFE INSURANCE COMPANY | $16K | $0 | $16K | 12.94% |
| EOI SERVICE COMPANY INC3 | 1820 EAST 1ST ST., STE. 400 SANTA ANA, CA 92705 | TRANSAMERICA LIFE INSURANCE COMPANY | $29K | $0 | $29K | 24.48% |
| MARSH & MCLENNAN AGENCY LLC3 | 20 N. MARTINGALE RD., STE. 100 SCHAUMBURG, IL 60173 | TRANSAMERICA LIFE INSURANCE COMPANY | $12K | $0 | $12K | 10.40% |
| MARSH & MCLENNAN AGENCY LLC3 | 20 N MARTINGALE ROAD, SUITE 100 SCHAUMBURG, IL 60173 | METLIFE LEGAL PLANS | $12K | $0 | $12K | 10.58% |
| EMPYREAN BENEFITS3 | 3010 BRIARPARK DRIVE, STE 800 HOUSTON, IL 77042 | METLIFE LEGAL PLANS | $0 | $2K | $2K | 1.61% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 220 S RIDGEWOOD AVENUE DAYTONA BEACH, FL 32114 | METLIFE LEGAL PLANS | $0 | $575 | $575 | 0.50% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: J SMITH LANIER & CO | 11330 LAKEFIELD DRIVE SUITE 100, BLDG 1 JOHNS CREEK, GA 30097 | METLIFE LEGAL PLANS | $0 | $353 | $353 | 0.31% |
| MARSH & MCLENNAN AGENCY LLC3 | PARK 80 WEST PLAZA TWO 250 PEHLE AVENUE, STE 400 SADDLE BROOK, NJ 07663 | METLIFE LEGAL PLANS | $0 | $243 | $243 | 0.21% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: RFJ, MARSH & MCLENNAN AGENCY | PARK 80 WEST PLAZA 2 250 PEHLE AVE SADDLE BROOK, NJ 07663 | METLIFE LEGAL PLANS | $0 | $32 | $32 | 0.03% |
| MARSH & MCLENNAN AGENCY LLC3 | LOCKBOX 740659 LOS ANGELES, CA 90074 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC | $4K | $0 | $4K | 4.23% |
| JAMES DAVIDSON3 | 1820 E FIRST STREET, STE 400 SANTA ANA, CA 92705 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $60K | $0 | $60K | 61.68% |
| MARSH & MCLENNAN AGENCY LLC3 | 20 N. MARTINGALE RD., STE. 100 SCHAUMBURG, IL 60173 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $26K | $0 | $26K | 26.43% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH SALDANA | — | TRIPLE S SALUD INC | $4K | $0 | $4K | 5.00% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 350 CONSHOHOCKEN, PA 19428 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $22K | $0 | $22K | 52.16% |
| AON CONSULTING INC3 Filed as: BSWIFT LLC | 500 W. MONROE ST SUITE 3800 CHICAGO, IL 60661 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $0 | $1K | $1K | 2.41% |
| MARSH & MCLENNAN AGENCY LLC3 | 20 N. MARTINGALE RD., STE. 100 SCHAUMBURG, IL 60173 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | $0 | $7K | 36.17% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD RD, STE. 300 KIRKWOOD, MO 63122 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $0 | $4K | 17.79% |
| ASSURANCE AGENCY LTD3 | 20 N. MARTINGALE RD., STE. 100 SCHAUMBURG, IL 60173 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $0 | $1K | 6.66% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN | 250 PEHLE AVE., STE. 400 PARK 80 PLAZA 2 SADDLE BROOK, NJ 07663 | METROPOLITAN LIFE INSURANCE COMPANY | $711 | $0 | $711 | 3.54% |
| ASSURANCE AGENCY LTD3 Filed as: ASSURANCE AGENCY | 20 N. MARTINGALE RD., STE. 100 SCHAUMBURG, IL 60173 | EYEMED | $2K | $0 | $2K | 11.01% |
| TRIONFO3 | 333 WEST PIERCE RD. STE 190 ITASCA, IL 60143 | METLIFE LEGAL PLANS | $1K | $4K | $5K | 40.79% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY | 3100 E MIRALOMA AVE, STE 240 ANAHEIM, CA 92806 | HARTFORD LIFE AND ACCIDENT | $1K | $0 | $1K | 12.71% |
| MARSH & MCLENNAN AGENCY LLC3 | 20 N. MARTINGALE RD., STE. 100 SCHAUMBURG, IL 60173 | HARTFORD LIFE AND ACCIDENT | $623 | $0 | $623 | 5.44% |
| MARSH & MCLENNAN AGENCY LLC3 | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | HARTFORD LIFE AND ACCIDENT | $0 | $12 | $12 | 0.10% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA, INC. | 20 N. MARTINGALE RD., STE. 100 SCHAUMBURG, IL 60173 | KAISER FOUNDATION HEALTH PLAN INC | $1K | $0 | $1K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,958 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,966 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(13 contracts, 8 carriers) | CALIFORNIA PHYSICIANS SERVICE | 243 | $5.5M |
| Dental(2 contracts, 2 carriers) | CALIFORNIA PHYSICIANS SERVICE | 4,337 | $3.8M |
| Vision(4 contracts) | EYEMED | 3,747 | $384K |
| Life insurance(6 contracts, 4 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 4,182 | $2.1M |
| Short-term disability(6 contracts, 4 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 5,644 | $5.9M |
| Long-term disability(2 contracts, 2 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 4,182 | $1.6M |
| Prescription drug(2 contracts, 2 carriers) | CALIFORNIA PHYSICIANS SERVICE | 243 | $2.2M |
| Other(9 contracts, 6 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 4,182 | $2.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,644 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.