| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON INSURANCE SERV | 505 5TH AVE S STE 200 SEATTLE, WA 98104 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $67K | — | $67K | 6.81% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON INSURANCE SERV | 505 5TH AVE S STE 200 SEATTLE, WA 98104 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $7K | — | $7K | 6.50% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON INSURANCE SERV | PO BOX 100252 PASADENA, CA 911890003 | DELTA DENTAL OF WASHINGTON | $3K | — | $3K | 3.16% |
| ASSUREDPARTNERS3 | 1325 4TH AVE STE 2100 SEATTLE, WA 98101 | DELTA DENTAL OF WASHINGTON | $1K | — | $1K | 1.48% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF SEATTLE | PO BOX 100252 PASADENA, CA 911890003 | DELTA DENTAL OF WASHINGTON | $1K | — | $1K | 1.30% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF SEATTLE INC | 505 5TH AVE S STE 200 SEATTLE, WA 98104 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 12.25% |
| ASSUREDPARTNERS3 | 1325 4TH AVE STE 2100 SEATTLE, WA 98101 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 2.75% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF SEATTLE INC | 505 5TH AVE S STE 200 SEATTLE, WA 98104 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 12.24% |
| ASSUREDPARTNERS3 | 1325 4TH AVE STE 2100 SEATTLE, WA 98101 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $624 | — | $624 | 2.77% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF SEATTLE, INC. | PO BOX 100252 PASADENA, CA 911890003 | VISION SERVICE PLAN | $529 | — | $529 | 3.81% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON INS | SERVICES WEST INC PO BOX 100252 PASADENA, CA 911890003 | VISION SERVICE PLAN | $271 | — | $271 | 1.95% |
| ASSUREDPARTNERS3 | 1325 4TH AVE STE 2100 SEATTLE, WA 981012572 | VISION SERVICE PLAN | $122 | — | $122 | 0.88% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF SEATTLE INC | 505 5TH AVE S STE 200 SEATTLE, WA 98104 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 12.43% |
| ASSUREDPARTNERS3 | 1325 4TH AVE STE 2100 SEATTLE, WA 98101 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $285 | — | $285 | 2.57% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF SEATTLE INC | 505 5TH AVE S STE 200 SEATTLE, WA 98104 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $687 | — | $687 | 12.11% |
| ASSUREDPARTNERS3 | 1325 4TH AVE STE 2100 SEATTLE, WA 98101 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $164 | — | $164 | 2.89% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 136 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 137 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | 112 | $1.1M |
| Dental | DELTA DENTAL OF WASHINGTON | 129 | $89K |
| Vision | VISION SERVICE PLAN | 126 | $14K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 136 | $34K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 136 | $6K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 135 | $40K |
| Prescription drug(2 contracts) | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | 112 | $1.1M |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 136 | $34K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 136 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.