| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LEAVITT GROUP3 Filed as: WHITFIELD UNITED-LEAVITT | PO BOX 1127 EVERETT, WA 98206 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON OPTIONS, INC. | $227K | $0 | $227K | 18.21% |
| PROPEL INSURANCE3 | 601 UNION STREET, SUITE 3400 SEATTLE, WA 98101 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON OPTIONS, INC. | $11K | $0 | $11K | 0.87% |
| LEAVITT GROUP3 Filed as: WHITFIELD UNITED-LEAVITT | PO BOX 1127 EVERETT, WA 98206 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $18K | $0 | $18K | 3.53% |
| PROPEL INSURANCE3 | 601 UNION STREET, SUITE 3400 SEATTLE, WA 98101 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $7K | $0 | $7K | 1.30% |
| CONNEXION INSURANCE SOLUTIONS3 Filed as: CONNEXION INSURANCE SOLUTIONS INC | 7001 220TH STREET SW, SUITE 320 MOUNTLAKE TERRACE, WA 98043 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $22 | $5K | 2.58% |
| WHITFIELDS UNITED INSURANCE AGENCIE3 Filed as: WHITFIELDS UNITED INSURANCE | 6050 TACOMA MALL BOULEVARD SUITE 300 TACOMA, WA 98409 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $0 | $4K | 2.12% |
| CONNEXION INSURANCE SOLUTIONS3 Filed as: CONNEXION INSURANCE SOLUTIONS INC | PO BOX 34315 SEATTLE, WA 98124 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $3K | $3K | 1.74% |
| PROPEL INSURANCE3 | 925 4TH AVENUE, SUITE 3200 SEATTLE, WA 98104 | METROPOLITAN LIFE INSURANCE COMPANY | $758 | $41 | $799 | 0.44% |
| WHITFIELDS UNITED INSURANCE AGENCIE3 Filed as: WHITFIELDS UNITED INSURANCE | 3425 BROADWAY AVENUE EVERETT, WA 98201 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $0 | $2K | 8.32% |
| BRATRUD MIDDLETON INSURANCE BROKERS3 | PO BOX 2940 TACOMA, WA 98401 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $587 | $90 | $677 | 3.34% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 671 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 671 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON OPTIONS, INC. | 215 | $1.8M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 472 | $182K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 671 | $20K |
| Other | UNUM LIFE INSURANCE COMPANY OF AMERICA | 671 | $20K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 671 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.