| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LEAVITT GROUP3 Filed as: LEAVITT GROUP BENEFITS SERVICES INC | 7881 W CHARLESTON BLVD SUITE 140 LAS VEGAS, NV 89117 | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | $21K | $51K | $72K | 7.48% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ARIZONA INC | C/O JP MORGAN PO BOX 730054 DALLAS, TX 75373 | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | $5K | — | $5K | 0.53% |
| LEAVITT GROUP3 Filed as: LEAVITT GROUP BENEFITS SERVICE | 7881 W CHARLESTON BLVD SUITE 140 LAS VEGAS, NV 89117 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | — | $7K | 3.36% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ARIZONA INC | C/O JP MORGAN PO BOX 730054 DALLAS, TX 75373 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 0.77% |
| LEAVITT GROUP3 Filed as: LEAVITT GROUP BENEFIT SERVICES | 7881 W CHARLESTON BLVD SUITE 140 LAS VEGAS, NV 89117 | VISION SERVICE PLAN | $998 | — | $998 | 4.34% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ARIZONA INC | PO BOX 730054 DALLAS, TX 75373 | VISION SERVICE PLAN | $198 | — | $198 | 0.86% |
| BENEFITTING YOU INC3 | 2497 CITRUS GARDEN CIRCLE HENDERSON, NV 89052 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $1K | $3K | 12.61% |
| LEAVITT GROUP3 Filed as: LEAVITT GROUP BENEFIT SERVICES | 7881 W CHARLESTON BLVD SUITE 140 LAS VEGAS, NV 89117 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $166 | $2K | 10.69% |
| MICHELLE RENE PAYNE3 | 852 CANDIDO GARCIA AVE HENDERSON, NV 89015 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $881 | $332 | $1K | 6.08% |
| BRIDGETTE MILLER3 | 6495 CLARA BOW AVE LAS VEGAS, NV 89122 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $339 | $15 | $354 | 1.77% |
| OMEGA FINANCIAL AND INSURANCE SOLUT3 | 4663 CREEPING FIG CT LAS VEGAS, NV 89129 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $134 | — | $134 | 0.67% |
| NICOLE BLANCHARD3 | 228 WEST STAGECOACH FLATS AVE N LAS VEGAS, NV 89031 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $100 | — | $100 | 0.50% |
| JENNIFER WELLER3 | 1135 JAMESBURY RD LAS VEGAS, NV 89135 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $79 | $11 | $90 | 0.45% |
| LINDA WOODS3 | 3833 PALM ISLAND CT LAS VEGAS, NV 89147 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $78 | — | $78 | 0.39% |
| CLARICE R MIMS3 Filed as: CLARICE MIMS | 172-90 HIGHLAND AVENUE JAMAICA ESTATES, NY 11432 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $57 | $18 | $75 | 0.38% |
| BRAD BIEL3 | 2 GOLD ST NEW YORK, NY 10038 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | $22 | $26 | 0.13% |
| JENNIFER LIN KRAUS3 | 3713 COPPER KEG CT LAS VEGAS, NV 89129 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | $4 | $13 | 0.07% |
| EVELYN GARCIA3 | 1562 1ST AVE NEW YORK, NY 10028 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | $3 | $7 | 0.04% |
| LEAVITT GROUP3 Filed as: LEAVITT GROUP BENEFIT SERVICES INC | 7881 W CHARLESTON BLVD SUITE 140 LAS VEGAS, NV 89117 | HUMANA DENTAL INSURANCE COMPANY | $1K | — | $1K | 14.82% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| KUSHNER & COMPANY INC EIN 38-2444337 | Accounting (including auditing); Consulting (general) Service code 10 | 2427 W CENTRE AVE PORTAGE, MI 49024 | $12K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 182 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 182 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 263 | $967K |
| Dental | HUMANA DENTAL INSURANCE COMPANY | 152 | $9K |
| Vision | VISION SERVICE PLAN | 139 | $23K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 182 | $222K |
| Short-term disability(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 182 | $241K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 182 | $222K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 263 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.