| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| J FRANKLAND EMPLOYEE BENEFIT SVCS.3 Filed as: J. FRANKLAND EMPLOYEE BENEFITS SVCS | 601 UNION STREET, SUITE 2500 SEATTLE, WA 98101 | UNITEDHEALTHCARE INSURANCE COMPANY | $46K | $0 | $46K | 3.69% |
| ALLIANT INSURANCE SERVICES, INC.3 | 1420 5TH AVENUE, SUITE 1500 SEATTLE, WA 98101 | UNITEDHEALTHCARE INSURANCE COMPANY | $4K | $0 | $4K | 0.31% |
| J FRANKLAND EMPLOYEE BENEFIT SVCS.3 Filed as: J. FRANKLAND EMPLOYEE BENEFITS SVCS | 601 UNION STREET, SUITE 2500 SEATTLE, WA 98101 | DELTA DENTAL OF WASHINGTON | $4K | $0 | $4K | 4.63% |
| ALLIANT INSURANCE SERVICES, INC.3 | 1420 5TH AVENUE, SUITE 1500 SEATTLE, WA 98101 | DELTA DENTAL OF WASHINGTON | $330 | $0 | $330 | 0.37% |
| PUGET SOUND BENEFIT SERVICES3 Filed as: PUGET SOUND BENEFIT SERVICES INC. | 601 UNION STREET, SUITE 2500 SEATTLE, WA 98101 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $10K | $0 | $10K | 12.47% |
| ALLIANT INSURANCE SERVICES, INC.3 | 1420 5TH AVENUE, SUITE 1500 SEATTLE, WA 98101 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $832 | $0 | $832 | 1.00% |
| J FRANKLAND EMPLOYEE BENEFIT SVCS.3 Filed as: J. FRANKLAND EMPLOYEE BENEFITS SVCS | 601 UNION STREET, SUITE 2500 SEATTLE, WA 98101 | WILLAMETTE DENTAL OF WASHINGTON, INC. | $988 | $0 | $988 | 3.39% |
| ALLIANT INSURANCE SERVICES, INC.3 | 1420 5TH AVENUE, SUITE 1500 SEATTLE, WA 98101 | WILLAMETTE DENTAL OF WASHINGTON, INC. | $186 | $0 | $186 | 0.64% |
| J FRANKLAND EMPLOYEE BENEFIT SVCS.3 Filed as: J. FRANKLAND EMPLOYEE BENEFITS SVCS | 601 UNION STREET, SUITE 2500 SEATTLE, WA 98101 | VISION SERVICE PLAN | $1K | $0 | $1K | 5.16% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | VISION SERVICE PLAN | $54 | $0 | $54 | 0.28% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 218 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 218 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 160 | $1.2M |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF WASHINGTON | 175 | $118K |
| Vision | VISION SERVICE PLAN | 121 | $20K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 218 | $83K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 218 | $83K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 160 | $1.2M |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 218 | $83K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 218 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.