| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | 3600 NORTH CAPITAL OF TEXAS HWY SUITE 200B AUSTIN, TX 787463210 | UNITED HEALTHCARE INSURANCE COMPANY | $0 | $63K | $63K | 4.80% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | 3600 NORTH CAPITAL OF TEXAS HWY BLDG B, SUITE 100 AUSTIN, TN 78746 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $5K | $0 | $5K | 5.64% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | 3600 NORTH CAPITAL OF TEXAS HWY BLDG B, SUITE 200 AUSTIN, TX 78746 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | $770 | $4K | 18.85% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | 3600 NORTH CAPITAL OF TEXAS HWY BLDG B, SUITE 200 AUSTIN, TX 78746 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $573 | $573 | 4.20% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | 3600 NORTH CAPITAL OF TEXAS HWY BLDG B, SUITE 200 AUSTIN, TX 78746 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $499 | $499 | 4.18% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | 3600 NORTH CAPITAL OF TEXAS HWY BLDG B, SUITE 200 AUSTIN, TX 78746 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $392 | $165 | $557 | 14.22% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICE INC. | 3600 NORTH CAPITAL OF TEXAS HWY BLDG B, SUITE 200 AUSTIN, TX 78746 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | $67 | $2K | 97.02% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICE INC. | 3600 NORTH CAPITAL OF TEXAS HWY BLDG B, SUITE 200 AUSTIN, TX 78746 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $112 | $47 | $159 | 14.21% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 102 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 103 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 214 | $1.3M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 93 | $94K |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 93 | $94K |
| Life insurance(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 102 | $24K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 102 | $12K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 102 | $14K |
| Other(3 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 102 | $23K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 214 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.