| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LIFE AND HEALTH UNDERWRITERS, INC.3 | 1200 5TH AVENUE, SUITE 1800 SEATTLE, WA 98101 | SUN LIFE ASSURANCE COMPANY OF CANADA | $9K | — | $9K | 15.00% |
| JUDY INEZ BUCHOLTZ3 Filed as: JUDY I. BUCHOLTZ | 12517-127TH AVENUE COURT E BONNEY LAKE, WA 98391 | COLONIAL LIFE AND ACCIDENT | $330 | — | $330 | 1.54% |
| WHITFIELD BENEFIT SOLUTIONS3 | 341 WEST TUDOR ROAD ANCHORAGE, AK 99503 | COLONIAL LIFE AND ACCIDENT | $125 | — | $125 | 0.58% |
| DONALD C SAVOY INC3 Filed as: DONALD TERRY GOTHAM | 4009 NORTH 9TH STREET TACOMA, WA 98406 | COLONIAL LIFE AND ACCIDENT | $31 | — | $31 | 0.14% |
| MELANIE YORK FULLER3 | PO BOX 66158 SEATTLE, WA 98166 | COLONIAL LIFE AND ACCIDENT | $30 | — | $30 | 0.14% |
| JOEL N NEWMAN AGENCY LLC3 Filed as: JOEL NEWMAN AGENCY AND OTHER AGENTS | 7808 SE 28TH STREET MERCER ISLAND, WA 98040 | COLONIAL LIFE AND ACCIDENT | $25 | $1 | $26 | 0.12% |
| KAREN CLAY KUNKLER3 | 1709 NW 45TH AVENUE CAMAS AVENUE, WA 98607 | COLONIAL LIFE AND ACCIDENT | $15 | — | $15 | 0.07% |
| ROXANA BUSCHMAN3 | 400 NORTHEAST 149TH STREET VANCOUVER, WA 98685 | COLONIAL LIFE AND ACCIDENT | $14 | — | $14 | 0.07% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 321 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 321 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 321 | $82K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 321 | $60K |
| Other | SUN LIFE ASSURANCE COMPANY OF CANADA | 321 | $60K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 321 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.