| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BELL-ANDERSON AGENCY INC3 Filed as: BELL ANDERSON AGENCY INC | 600 SW 39TH STREET SUITE 200 RENTON, WA 98057 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $24K | — | $24K | 3.29% |
| ANGLER INSURANCE LLC3 | PO BOX 2414 SHELTON, WA 98584 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $5K | — | $5K | 0.64% |
| BELL-ANDERSON AGENCY INC3 Filed as: BELL ANDERSON AGENCY | 600 SW 39TH STREET SUITE 200 RENTON, WA 98057 | DELTA DENTAL OF WASHINGTON | $3K | — | $3K | 3.85% |
| ANGLER INSURANCE LLC3 Filed as: ANGLER INSURANCE | PO BOX 2414 SHELTON, WA 98584 | DELTA DENTAL OF WASHINGTON | $590 | — | $590 | 0.82% |
| GROUP BENEFITS LTD3 | 12006 RIDGEMONT DR URBANDALE, IA 50323 | VISION SERVICE PLAN | $733 | — | $733 | 4.55% |
| BELL-ANDERSON AGENCY INC3 Filed as: BELL ANDERSON AGENCY | 600 SW 39TH STREET SUITE 200 RENTON, WA 98057 | VISION SERVICE PLAN | $650 | — | $650 | 4.03% |
| ANGLER INSURANCE LLC3 Filed as: ANGLER INURANCE | PO BOX 2414 SHELTON, WA 98584 | VISION SERVICE PLAN | $268 | — | $268 | 1.66% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 151 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 151 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | 112 | $727K |
| Dental | DELTA DENTAL OF WASHINGTON | 133 | $72K |
| Vision | VISION SERVICE PLAN | 91 | $16K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 133 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.