| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHWEST | PO BOX 3018 BOTHELL, WA 98041 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $5K | $2K | $6K | 16.49% |
| CONNEXION INSURANCE SOLUTIONS3 | UNKNOWN SEATTLE, WA 98115 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $0 | $2K | $2K | 5.00% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $972 | $0 | $972 | 2.62% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHWEST LLC | PO BOX 3018 BOTHELL, WA 98041 | VISION SERVICE PLAN | $843 | $0 | $843 | 5.31% |
| WATCHTOWER BENEFITS, LLC3 Filed as: WATCHTOWER TECHNOLOGIES, INC. | 306 WEST ERIE STREET, SUITE 300 CHICAGO, IL 60654 | VISION SERVICE PLAN | $124 | $0 | $124 | 0.78% |
| ALLIANT INSURANCE SERVICES, INC.3 | PO BOX 745977 LOS ANGELES, CA 90074 | VISION SERVICE PLAN | $101 | $0 | $101 | 0.64% |
| TRICIA CHARLES3 | 1118 WEST LINCOLN AVENUE, SUITE B YAKIMA, WA 98902 | AFLAC | $806 | $49 | $855 | 9.90% |
| JUANITA K. ACOB3 | 1317 SOUTH 21ST AVENUE, SUITE 1 YAKIMA, WA 98902 | AFLAC | $291 | $25 | $316 | 3.66% |
| HALEY MARIE CHARLES3 | 261 HILLSTONE DRIVE YAKIMA, WA 98908 | AFLAC | $140 | $29 | $169 | 1.96% |
| DAVID JOSHUA ABDELAZIZ3 | 238 RIDGE BLF CIBOLO, TX 78108 | AFLAC | $102 | $18 | $120 | 1.39% |
| GAYLE ANN MANI DUNBAR3 | 621 SOUTH 30TH AVENUE YAKIMA, WA 98902 | AFLAC | $100 | $0 | $100 | 1.16% |
| SANDRA L. GIRARD & OTHERS3 | 1116 SONORA AVENUE MANTECA, CA 95337 | AFLAC | $94 | $4 | $98 | 1.13% |
| STEPHEN WHITE3 | 1030 NORTH CENTER PARKWAY KENNEWICK, WA 99336 | AFLAC | $88 | $0 | $88 | 1.02% |
| ALLIANT INSURANCE SERVICES, INC.3 | 1420 5TH AVENUE SEATTLE, WA 98101 | FIRST CHOICE HEALTH | $150 | $0 | $150 | 3.94% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 131 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 131 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AFLAC | 8 | $9K |
| Vision | VISION SERVICE PLAN | 110 | $16K |
| Life insurance | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 147 | $37K |
| Short-term disability | AFLAC | 8 | $9K |
| Long-term disability | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 147 | $37K |
| Other(3 contracts, 3 carriers) | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 150 | $50K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 150 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.