| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PROPEL INSURANCE AGENCY LLC3 | 601 UNION STREET, SUITE 3400 SEATTLE, WA 98101 | REGENCE BLUESHIELD | $47K | $5K | $52K | 4.41% |
| PROPEL INSURANCE AGENCY LLC3 | 888 SW 5TH AVENUE, SUITE 1170 PORTLAND, OR 97204 | DELTA DENTAL OF WASHINGTON | $4K | $0 | $4K | 5.00% |
| PROPEL INSURANCE AGENCY LLC3 | 1201 PACIFIC AVENUE, SUITE 1000 TACOMA, WA 98402 | SUN LIFE ASSURANCE COMPANY OF CANADA | $3K | $0 | $3K | 8.13% |
| PROPEL INSURANCE AGENCY LLC3 | PO BOX 2940 TACOMA, WA 98401 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | $649 | $3K | 7.11% |
| PROPEL INSURANCE AGENCY LLC3 | 888 SW 5TH AVENUE, SUITE 1170 PORTLAND, OR 97204 | FIRST CHOICE | $405 | $0 | $405 | 10.64% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 133 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 133 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | REGENCE BLUESHIELD | 119 | $1.2M |
| Dental | DELTA DENTAL OF WASHINGTON | 124 | $70K |
| Vision | REGENCE BLUESHIELD | 119 | $1.2M |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 130 | $42K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 130 | $42K |
| Prescription drug | REGENCE BLUESHIELD | 119 | $1.2M |
| Other(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 133 | $46K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 133 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.