| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHWEST LLC | 2632 SOUTH CORBIN CIRCLE GREENACRES, WA 99016 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | $5K | $11K | 15.43% |
| MJ INSURANCE3 Filed as: SEAN HARRINGTON & VARIOUS AGENTS | 11151 MIERAS ROAD YAKIMA, WA 98901 | AFLAC | $3K | $28 | $3K | 4.36% |
| VIRGINIA R. STAGGERS3 Filed as: VIRGINIA STAGGERS | 260 NORTHWEST GOLDEN HILLS DRIVE SUITE 29 PULLMAN, WA 99163 | AFLAC | $1K | $0 | $1K | 1.72% |
| GERALD INGRAHAM3 | PO BOX 133 MOXEE, WA 98936 | AFLAC | $1K | $19 | $1K | 1.69% |
| LORI BALMES3 | 757 HIGH VALLEY ROAD SELAH, WA 98942 | AFLAC | $765 | $0 | $765 | 1.15% |
| KAYLA C. RICE3 Filed as: KAYLA RICE | 27073 ICE HARBOR DRIVE BURBANK, WA 99323 | AFLAC | $656 | $0 | $656 | 0.99% |
| TRICIA CHARLES3 | 1118 WEST LINCOLN AVENUE SUITE B YAKIMA, WA 98902 | AFLAC | $538 | $20 | $558 | 0.84% |
| LINDA F CRAIG3 Filed as: LINDA CRAIG | 1336 THEO WAY ROCK ISLAND, WA 98850 | AFLAC | $425 | $0 | $425 | 0.64% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH PARTNER GROUP, LLC | 18700 NORTH HAYDEN ROAD SUITE 405 SCOTTSDALE, AZ 85255 | HCC LIFE INSURANCE COMPANY | $0 | $2K | $2K | 7.85% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 159 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 159 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 160 | $73K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 160 | $73K |
| Other(3 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 161 | $164K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 161 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.