| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PILLAR INTERNATIONAL INS ADVISORS3 | 600 UNIVERSITY ST STE 2800 SEATTLE, WA 98101 | SUN LIFE ASSURANCE COMPANY OF CANADA | $230K | — | $230K | 6.88% |
| WILLIS TOWERS WATSON US LLC4 | COMMISSION LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 100878852 | DELTA DENTAL OF WASHINGTON | $42K | — | $42K | 1.72% |
| WILLIS TOWERS WATSON US LLC3 | COMMISSION LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 100878852 | KAISER FOUNDATION HEALTH PLAN INC. | $24K | — | $24K | 2.96% |
| WILLIS TOWERS WATSON US LLC4 | COMMISSION LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 100878852 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON OPTIONS, INC. | $5K | — | $5K | 0.76% |
| PILLAR INTERNATIONAL INSURANCE ADVI3 | 7 HANOVER SQUARE NEW YORK, NY 100042616 | BERKSHIRE LIFE INSURANCE COMPANY OF AMERICA | $83K | — | $83K | 18.27% |
| PILLAR INTERNATIONAL INS ADVISORS3 | 600 UNIVERSITY ST STE 2800 SEATTLE, WA 98101 | TRANSAMERICA LIFE INSURANCE COMPANY | $45K | — | $45K | 10.97% |
| MASTERCARE SOLUTIONS, INC.3 Filed as: MASTERCARE AMERICA INC | 19085 PINEHURST RD BEND, OR 97703 | TRANSAMERICA LIFE INSURANCE COMPANY | $6K | — | $6K | 1.54% |
| M FINANCIAL HOLDINGS INC3 | 1125 NW COUCH ST STE 900 PORTLAND, OR 97209 | TRANSAMERICA LIFE INSURANCE COMPANY | $3K | — | $3K | 0.78% |
| LIFESTYLE INSURANCE SVCS INC3 | 27811 GOLDEN RIDGE LN SAN JUAN CAPISTRANO, CA 92675 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | — | $2K | 0.38% |
| NEWMAN FINANCIAL SERVICES LLC3 | 6636 CEDAR AVE S STE 100 SAN JUAN CAPISTRANO, CA 92675 | TRANSAMERICA LIFE INSURANCE COMPANY | $721 | — | $721 | 0.18% |
| PILLAR INTERNATIONAL INS ADVISORS3 | 600 UNIVERSITY ST STE 2800 SEATTLE, WA 981014123 | PACIFIC LIFE INSURANCE COMPANY | $33K | — | $33K | 8.99% |
| WILLIS TOWERS WATSON US LLC4 | COMMISSION LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 100878852 | VISION SERVICE PLAN | $3K | — | $3K | 1.09% |
| WILLIS TOWERS WATSON US LLC4 | COMMISSION LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 100878852 | KAISER FOUNDATION HEALTH PLAN INC | $10K | — | $10K | 3.26% |
| WILLIS TOWERS WATSON US LLC3 | COMMISSION LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 100878852 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $6K | $194 | $6K | 2.07% |
| M HOLDINGS SECURITIES INC.3 | 1125 NW COUCH ST, STE 900 ATTN COMMISSIONS DEPT PORTLAND, OR 972094129 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | — | $7K | 2.78% |
| LPL FINANCIAL CORP3 | PO BOX 509026 ATTN CLIENT COMPENSATION DEPARTMENT SAN DIEGO, CA 921509026 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $15 | $2K | 0.93% |
| WILLIAM BEAR3 | 12 GEORGETOWN CT ALGONQUIN, IL 601026284 | METROPOLITAN LIFE INSURANCE COMPANY | $668 | — | $668 | 0.26% |
| RODNEY BENCH3 | 600 UNIVERSITY ST, STE 2800 SEATTLE, WA 981014123 | METROPOLITAN LIFE INSURANCE COMPANY | $349 | — | $349 | 0.14% |
| PILLAR INTERNATIONAL INS ADVISORS3 | ONE UNION SQUARE- 600 UNIVERSITY ST STE 2800 SEATTLE, WA 98101 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | — | $7K | 3.68% |
| LIFESTYLE INSURANCE SVCS INC3 Filed as: LIFESTYLE INSURANCE SVCS(MGA)INC | 27811 GOLDEN RIDGE LANE SAN JUAN CAPISTRANO, CA 92675 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | — | $4K | 1.93% |
| KAREN A DACEK3 | 7784 HANSEN RD. NE BAINBRIDGE ISLAND, WA 98110 | METROPOLITAN LIFE INSURANCE COMPANY | $358 | — | $358 | 0.18% |
| ECA FINANCIAL SERVICES INC3 | 7025 N SCOTTSDALE RD STE 110 SCOTTSDALE, AZ 85258 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $14K | — | $14K | 14.85% |
| WILLIS TOWERS WATSON US LLC4 | COMMISSION LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 100878852 | FOUR EVER LIFE INSURANCE CO. | $2K | — | $2K | 2.00% |
| PILLAR INTERNATIONAL INS ADVISORS3 | 600 UNIVERSITY ST STE 2800 SEATTLE, WA 98101 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $1K | — | $1K | 1.70% |
| PILLAR INTERNATIONAL INS ADVISORS3 | 600 UNIVERSITY ST STE 2800 SEATTLE, WA 981014123 | PACIFIC LIFE INSURANCE COMPANY | $4K | — | $4K | 9.72% |
| PILLAR INTERNATIONAL INS ADVISORS3 | 600 UNIVERSITY ST STE 2800 SEATTLE, WA 981014123 | PRINCIPAL LIFE INSURANCE COMPANY | $893 | — | $893 | 3.11% |
| HCB INC MID ATLANTIC3 | 3535 GRANDVIEW PKWY STE 600 BIRMINGHAM, AL 352431936 | PRINCIPAL LIFE INSURANCE COMPANY | $20 | — | $20 | 0.07% |
| JOHN DEEM3 Filed as: JOHN WALTER KELLEY | 11720 BELTSVILLE DR STE 500 CALVERTON, MD 207053139 | PRINCIPAL LIFE INSURANCE COMPANY | $8 | — | $8 | 0.03% |
| USI INSURANCE SERVICES LLC3 Filed as: KIBBLE & PRENTICE HOLDING COMPANY | ATTN DIRECT BILL DIV 250 PO BOX 62949 VIRGINIA BCH, VA 234662949 | PRINCIPAL LIFE INSURANCE COMPANY | $7 | — | $7 | 0.02% |
| HIGHLAND CAPITAL BROKERAGE INC3 | 3535 GRANDVIEW PKWY STE 600 BIRMINGHAM, AL 352431936 | PRINCIPAL LIFE INSURANCE COMPANY | $4 | — | $4 | 0.01% |
| PILLAR INTERNATIONAL INS ADVISORS3 | 601 UNION STREET SUITE 1501 SEATTLE, WA 98101 | EXCEPTIONAL RISK ADVISORS | $2K | — | $2K | 14.69% |
| DOUG LENHOFF & ASSOCIATES3 | 8100 SW NYBERG STREET STE 220 TUALATIN, OR 97062 | EXCEPTIONAL RISK ADVISORS | $1K | — | $1K | 9.79% |
| M FINANCIAL HOLDINGS INC3 Filed as: M. FINANCIAL GROUP | 1125 NW COUCH STREET SUITE 900 PORTLAND, OR 97290 | EXCEPTIONAL RISK ADVISORS | $202 | — | $202 | 1.76% |
| PILLAR INTERNATIONAL INS ADVISORS3 | 600 UNIVERSITY ST SUITE 2800 SEATTLE, WA 98101 | TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY | $740 | — | $740 | 13.00% |
| LIFESTYLE INSURANCE SVCS INC3 | 27811 GOLDEN RIDGE LN SAN JUAN CAPISTRANO, CA 92675 | TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY | $114 | — | $114 | 2.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,491 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 37 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,528 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 4 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 101 | $2.1M |
| Dental | DELTA DENTAL OF WASHINGTON | 4,037 | $2.4M |
| Vision | VISION SERVICE PLAN | 1,701 | $321K |
| Life insurance(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 2,527 | $3.6M |
| Long-term disability(3 contracts, 3 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 2,527 | $3.4M |
| Prescription drug(4 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 101 | $2.1M |
| Stop-loss / reinsurancereinsurance | COMMENCEMENT BAY RISK MANAGEMENT INSURANCE COMPANY | 3,690 | $2.2M |
| Other(11 contracts, 10 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 2,527 | $5.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,037 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.