| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TONY D REA3 Filed as: TONY D REA LLC | 5285 SW MEADOWS RD SUITE 280 LAKE OSWEGO, OR 97035 | PROVIDENCE HEALTH PLAN | $39K | — | $39K | 2.29% |
| TONY D REA3 Filed as: TONY D REA COMPANY LLC | 5285 MEADOWS RD SUITE 280 LAKE OSWEGO, OR 97035 | UNITED OF OMAHA LIFE INSURNACE COMPANY | $7K | — | $7K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 377 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 377 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PROVIDENCE HEALTH PLAN | 336 | $1.7M |
| Dental | PROVIDENCE HEALTH PLAN | 336 | $1.7M |
| Vision | PROVIDENCE HEALTH PLAN | 336 | $1.7M |
| Life insurance | UNITED OF OMAHA LIFE INSURNACE COMPANY | 451 | $71K |
| Other | UNITED OF OMAHA LIFE INSURNACE COMPANY | 451 | $71K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 451 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.