| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 606731299 | HARTFORD LIFE AND ACCIDENT | — | $11K | $11K | 0.89% |
| AON CONSULTING INC3 | 3565 PIEDMONT ROAD SUITE 600 ATLANTA, GA 30305 | BERKSHIRE LIFE INSURANCE COMPANY | $113K | — | $113K | 19.99% |
| AON CONSULTING INC3 | 199 WATER STREET NEW YORK, NY 10038 | HARTFORD LIFE AND ACCIDENT | — | $114 | $114 | 0.11% |
| MERITAIN HEALTH3 Filed as: AETNA BEHAVIORAL HEALTH, LLC | 151 FARMINGTON AVENUE HARTFORD, CT 06156 | HEALTH AND HUMAN RESOURCE CENTER | — | $24K | $24K | 100.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,524 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 87 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,611 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 179 | $1.3M |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 3,717 | $1.3M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 3,717 | $1.3M |
| Prescription drug(3 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 179 | $1.3M |
| Other(4 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 3,717 | $2.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,717 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.