| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON INC SVCS WEST | 500 N. AKARD SUITE 4300 DALLAS, TX 75201 | BLUECROSS BLUESHIELD OF TEXAS | $45K | $1K | $47K | 3.29% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON INC SVCS WEST | P.O. BOX 101162 PASADENA, CA 91189 | BLUECROSS BLUESHIELD OF OKLAHOMA | $51K | — | $51K | 5.00% |
| WILLIS TOWERS WATSON US LLC3 | LOCKBOX #28852 PO BOX 28852 NEW YORK, NY 10087 | STARMOUNT LIFE INSURANCE COMPANY | $13K | $3K | $16K | 10.97% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON INSURANCE | STE 375 1826 N LOOP 1604 W SAN ANTONIO, TX 78248 | STARMOUNT LIFE INSURANCE COMPANY | $2K | $268 | $2K | 1.40% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON INSURANCE | STE 375 1826 N LOOP 1604 W SAN ANTONIO, TX 78248 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $8K | $827 | $9K | 16.50% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON INSURANCE | STE 375 1826 N LOOP 1604 W SAN ANTONIO, TX 78248 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $390 | $4K | 16.50% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON INSURANCE | STE 375 1826 N LOOP 1604 W SAN ANTONIO, TX 78248 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | $134 | $1K | 16.50% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON INSURANCE | STE 375 1826 N LOOP 1604 W SAN ANTONIO, TX 78248 | UNUM INSURANCE COMPANY | $890 | $124 | $1K | 17.10% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON INSURANCE | STE 375 1826 N LOOP 1604 W SAN ANTONIO, TX 78248 | UNUM INSURANCE COMPANY | $431 | $29 | $460 | 31.66% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON INSURANCE | STE 375 1826 N LOOP 1604 W SAN ANTONIO, TX 78248 | UNUM INSURANCE COMPANY | $103 | $15 | $118 | 18.44% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 196 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 2 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 203 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUECROSS BLUESHIELD OF TEXAS | 187 | $2.4M |
| Dental | STARMOUNT LIFE INSURANCE COMPANY | 170 | $146K |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 170 | $146K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 197 | $81K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 197 | $55K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 35 | $9K |
| Other(5 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 197 | $89K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 197 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.