| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CASCADE EAST BENEFITS, INC.3 | UNKNOWN MEDFORD, OR 97501 | PACIFICSOURCE HEALTH PLANS | $183K | $0 | $183K | 1.44% |
| GOSSARD AND ASSOCIATES, INC.3 | UNKNOWN MEDFORD, OR 97501 | PACIFICSOURCE HEALTH PLANS | $124K | $0 | $124K | 0.98% |
| WARD INSURANCE AGENCY INC3 Filed as: WARD INSURANCE AGENCY, INC. | UNKNOWN MEDFORD, OR 97501 | PACIFICSOURCE HEALTH PLANS | $89K | $0 | $89K | 0.70% |
| JOHNSON BENEFIT GROUP, INC.3 | UNKNOWN MEDFORD, OR 97501 | PACIFICSOURCE HEALTH PLANS | $65K | $0 | $65K | 0.51% |
| USI INSURANCE SERVICES LLC3 Filed as: KIBBLE AND PRENTICE HOLDING CO. | UNKNOWN MEDFORD, OR 97501 | PACIFICSOURCE HEALTH PLANS | $54K | $0 | $54K | 0.42% |
| DURHAM & BATES AGENCIES AND OTHERS3 Filed as: DURHAM AND BATESU AGENCIES, INC. | UNKNOWN MEDFORD, OR 97501 | PACIFICSOURCE HEALTH PLANS | $17K | $0 | $17K | 0.13% |
| BACKLUND & ASSOCS PC & OTHER AGENTS3 | UNKNOWN MEDFORD, OR 97501 | PACIFICSOURCE HEALTH PLANS | $8K | $0 | $8K | 0.06% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,115 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,115 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PACIFICSOURCE HEALTH PLANS | 1,108 | $12.7M |
| Dental | PACIFICSOURCE HEALTH PLANS | 1,108 | $12.7M |
| Prescription drug | PACIFICSOURCE HEALTH PLANS | 1,108 | $12.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,108 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.