| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PARKER SMITH & FEEK INC.3 | 2233 112TH AVE., NE BELLEVUE, WA 98004 | AETNA LIFE INSURANCE COMPANY | $48K | $9K | $57K | 4.12% |
| PARKER SMITH & FEEK INC.3 | 2233 112TH AVENUE NE BELLEVUE, WA 98004 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | — | $4K | 12.00% |
| WATCHTOWER TECHNOLOGIES INC3 Filed as: WATCHTOWER TECHNOLOGIES | 2734 NORTH MILDRED CHICAGO, IL 60614 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $473 | $473 | 1.50% |
| PARKER SMITH & FEEK INC.3 | 2233 223TH AVE., NE BELLEVUE, WA 98004 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| WATCHTOWER TECHNOLOGIES INC3 Filed as: WATCHTOWER TECHNOLOGIES | 2734 NORTH MILDRED CHICAGO, IL 60614 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $351 | $351 | 1.50% |
| PARKER SMITH & FEEK INC.3 | 2233 112TH AVE., NE BELLEVUE, WA 98004 | VISION SERVICE PLAN | $957 | — | $957 | 6.04% |
| PARKER SMITH & FEEK INC.3 | 2233 112TH AVENUE NE BELLEVUE, WA 98004 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $781 | — | $781 | 10.00% |
| WATCHTOWER TECHNOLOGIES INC3 Filed as: WATCHTOWER TECHNOLOGIES | 2734 NORTH MILDRED CHICAGO, IL 60614 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $117 | $117 | 1.50% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 115 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 118 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY | 212 | $1.4M |
| Dental | AETNA LIFE INSURANCE COMPANY | 212 | $1.4M |
| Vision | VISION SERVICE PLAN | 123 | $16K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 115 | $23K |
| Short-term disability(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 115 | $31K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 115 | $32K |
| Prescription drug | AETNA LIFE INSURANCE COMPANY | 212 | $1.4M |
| Other | RELIANCE STANDARD LIFE INSURANCE COMPANY | 115 | $23K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 212 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.