| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC3 | 9811 KATY FREEWAY, SUITE 500 HOUSTON, TX 77024 | UNION SECURITY INSURANCE COMPANY | $26K | $6K | $31K | 12.24% |
| USI INSURANCE SERVICES LLC3 | PO BOX 62889 VIRGINIA BEACH, VA 23466 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $16K | $0 | $16K | 15.00% |
| USI INSURANCE SERVICES LLC3 | PO BOX 3716 NORFOLK, VA 23514 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $0 | $2K | $2K | 2.06% |
| MARK B STRICKLER3 Filed as: MARK B. STRICKLER | PO BOX 126 KEMAH, TX 77565 | AFLAC | $6K | $70 | $6K | 11.91% |
| AMANDA PIKE3 | 337 EAST LINDBERGH ROAD NIXA, MO 65714 | AFLAC | $6K | $39 | $6K | 11.41% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST, INC. | 2505 EAST MISSOURI AVENUE EL PASO, TX 79903 | AFLAC | $3K | $0 | $3K | 5.12% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST, INC. | 840 GESSNER ROAD, SUITE 600 HOUSTON, TX 77024 | AFLAC | $1K | $0 | $1K | 2.75% |
| ERIC D WESTALL3 Filed as: ERIC D. WESTALL | 7015 GULF FREEWAY, SUITE 125 HOUSTON, TX 77087 | AFLAC | $1K | $0 | $1K | 2.48% |
| ERIC D WESTALL3 Filed as: ERIC D. WESTALL | 2626 SOUTH LOOP WEST, SUITE 340 HOUSTON, TX 77054 | AFLAC | $1K | $0 | $1K | 2.26% |
| TYLER VAUGHN3 Filed as: TYLER VAUGHN AND OTHER AGENTS | 1702 MOSTON DRIVE SPRING, TX 77386 | AFLAC | $1K | $0 | $1K | 1.93% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 516 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 516 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNION SECURITY INSURANCE COMPANY | 481 | $257K |
| Vision | UNION SECURITY INSURANCE COMPANY | 481 | $257K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 516 | $109K |
| Short-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 516 | $109K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 516 | $109K |
| Other(2 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 516 | $163K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 516 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.