| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GCG FINANCIAL LLC3 Filed as: AMCORP, AN ALERA GROUP AGENCY, LLC | 3519 PAESANOS PARKWAY SAN ANTONIO, TX 78231 | BLUECROSS BLUESHIELD OF TEXAS | $53K | $0 | $53K | 9.54% |
| GCG FINANCIAL LLC3 Filed as: AMCORP, AN ALERA GROUP AGENCY, LLC | 3519 PAESANOS PARKWAY SUITE 106 SAN ANTONIO, TX 78231 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $15K | $0 | $15K | 20.00% |
| NATIONAL BENEFIT CENTER3 | ATTN DENISE STEFANOFF 23825 COMMERCE PARK BEACHWOOD, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $2K | $2K | 2.89% |
| GCG FINANCIAL LLC3 Filed as: AMCORP, AN ALERA GROUP AGENCY, LLC | 3519 PAESANOS PARKWAY SUITE 106 SAN ANTONIO, TX 78231 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $0 | $5K | 20.00% |
| NATIONAL BENEFIT CENTER3 | ATTN DENISE STEFANOFF 23825 COMMERCE PARK BEACHWOOD, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $677 | $677 | 2.77% |
| GCG FINANCIAL LLC3 Filed as: AMCORP, AN ALERA GROUP AGENCY, LLC | 3519 PAESANOS PARKWAY SUITE 106 SAN ANTONIO, TX 78231 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $0 | $4K | 20.00% |
| NATIONAL BENEFIT CENTER3 | ATTN DENISE STEFANOFF 23825 COMMERCE PARK BEACHWOOD, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $576 | $576 | 2.92% |
| GCG FINANCIAL LLC3 Filed as: AMCORP, AN ALERA GROUP AGENCY, LLC | 3519 PAESANOS PARKWAY SAN ANTONIO, TX 78231 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $3 | $1K | 9.38% |
| KELLY MELISSA RUSHING3 | 725 RIVER BLUFF DRIVE LYTLE, TX 78052 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $717 | $422 | $1K | 7.90% |
| GALE SIMPSON3 | 69 CARPIN CIRCLE PAGOSA SPRINGS, CO 81147 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $835 | $0 | $835 | 5.79% |
| TIMOTHY J REED3 Filed as: TIMOTHY COBB | 11086 NW COUNTY ROAD 1370 BARRY, TX 75102 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $142 | $241 | $383 | 2.66% |
| THOMAS SNYDER3 | 10539 DEDEKE DRIVE NEW BRAUNFELS, TX 78132 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $40 | $0 | $40 | 0.28% |
| JOHN DAVID BODKER3 | 11415 SPRIGHTLY LANE, SUITE 118 SAN ANTONIO, TX 78254 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $33 | $0 | $33 | 0.23% |
| GCG FINANCIAL LLC3 Filed as: AMCORP, AN ALERA GROUP AGENCY, LLC | 3519 PAESANOS PARKWAY SUITE 106 SAN ANTONIO, TX 78231 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $0 | $2K | 20.00% |
| NATIONAL BENEFIT CENTER3 | ATTN DENISE STEFANOFF 23825 COMMERCE PARK BEACHWOOD, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $275 | $275 | 2.80% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 121 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 124 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 154 | $560K |
| Dental | BLUECROSS BLUESHIELD OF TEXAS | 154 | $560K |
| Vision | BLUECROSS BLUESHIELD OF TEXAS | 154 | $560K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 121 | $30K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 42 | $24K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 121 | $77K |
| Prescription drug | BLUECROSS BLUESHIELD OF TEXAS | 154 | $560K |
| Other(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 121 | $44K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 154 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.