| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 214 N. TRYON STREET FLOOR 46 CHARLOTTE, NC 28202 | HEALTH FIRST HEALTH PLANS, INC. | $184K | — | $184K | 5.01% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 7701 AIRPORT CENTER DRIVE SUITE 1800 GREENSBORO, NC 274099047 | UNITEDHEALTHCARE INSURANCE COMPANY | $892 | — | $892 | 0.31% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC | 7701 AIRPORT CENTER DRIVE SUITE 1800 GREENSBORO, NC 27409 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $866 | $866 | 0.31% |
| JW EDENS & COMPANY INC3 Filed as: J W EDENS & CO COMMERCIAL IN | 4650 S HOPKINS AVENUE TITUSVILLE, FL 32780 | DELTA DENTAL INSURANCE COMPANY | $28K | — | $28K | 12.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 326 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 326 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH FIRST HEALTH PLANS, INC. | 473 | $3.7M |
| Dental | DELTA DENTAL INSURANCE COMPANY | 575 | $232K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 169 | $283K |
| Life insurance | UNITEDHEALTHCARE INSURANCE COMPANY | 516 | $313K |
| Short-term disability | UNITEDHEALTHCARE INSURANCE COMPANY | 516 | $313K |
| Long-term disability | UNITEDHEALTHCARE INSURANCE COMPANY | 516 | $313K |
| Other | UNITEDHEALTHCARE INSURANCE COMPANY | 516 | $313K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 575 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.