No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENEFIT PLAN ADMINISTRATORS EIN 88-0277518 PLAN ADMINISTRATOR | Plan Administrator; Consulting (general) Service code 14 | 445 APPLE STREET RENO, NV 89502 | $780K |
| JENKINS LAW FIRM EIN 88-0271101 NONE | Legal Service code 29 | 1895 PLUMAS STREET, SUITE 2 RENO, NV 89509 | $134K |
| US BANK EIN 31-0841368 NONE | Custodial (securities) Service code 19 | 111 SW 5TH AVENUE, 6TH FLOOR PORTLAND, OR 97204 | $41K |
| EIDE BAILLY LLP EIN 45-0250958 NONE | Accounting (including auditing) Service code 10 | 5441 KIETZKE LANE ST. 150 RENO, NV 89511 | $29K |
| ANNETTE JAMES CONSULTING EIN 26-2441048 NONE | Actuarial Service code 11 | 355 RENAISSANCE COURT RENO, NV 89523 | $14K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,076 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 96 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,172 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 2,959 | $48K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 1,218 | $880K |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 2,959 | $48K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,959 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.