| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TRUENORTH COMPANIES LC3 Filed as: TRUENORTH COMPANIES, L.C. | PO BOX 1863 CEDAR RAPIDS, IA 524061863 | FIDELITY SECURITY LIFE INSURANCE COMPANY (EYEMED) | $6K | — | $6K | 15.01% |
| TRUENORTH COMPANIES LC3 Filed as: TRUNORTH COMPANIES, L.C. | PO BOX 1863 CEDAR RAPIDS, IA 524061863 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $7K | — | $7K | 20.20% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNERS INS CTR INC | 2405 SATELLITE BLVD STE 200 DULUTH, GA 30096 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $657 | — | $657 | 1.78% |
| CREATIVE WORKSITE SOLUTIONS LLC3 | 3404 SALTERBECK ST SUITE 207 MT PLEASANT, SC 29466 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $521 | — | $521 | 1.41% |
| CREATIVE WORKSITE SOLUTIONS LLC3 | 3404 SALTERBECK ST #207 MT PLEASANT, SC 29466 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $409 | — | $409 | 1.11% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INS SVCS LLC | 4840 COX ROAD SUITE 150 GLEN ALLEN, VA 23060 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $198 | — | $198 | 0.54% |
| PAPE ALAN3 | 115 E PLATT ST MAQUOKETA, IA 52060 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $137 | — | $137 | 0.37% |
| PAPE ALAN3 Filed as: PAPE RHONDA | 115 E PLATT ST MAQUOKETA, IA 52060 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $137 | — | $137 | 0.37% |
| CREATIVE WORKSITE SOLUTIONS LLC3 | 3404 SALTERBECK ST SUITE 207 MT PLEASANT, SC 29466 | TRANSAMERICA LIFE INSURANCE COMPANY | $438 | — | $438 | 1.96% |
| 299 CORBIN M WIMBERLY3 | SUITE 325 235 MACGRATH DARBY BLVD MOUNT PLEASANT, SC 29464 | TRANSAMERICA LIFE INSURANCE COMPANY | $234 | — | $234 | 1.05% |
| CREATIVE WORKSITE SOLUTIONS LLC3 | 3404 SALTERBECK ST SUITE 207 MT PLEASANT, SC 29466 | TRANSAMERICA LIFE INSURANCE COMPANY | $90 | — | $90 | 0.40% |
| 299 CORBIN M WIMBERLY3 | SUITE 325 235 MAGRATH DARBY BLVD MOUNT PLEASANT, SC 29464 | TRANSAMERICA LIFE INSURANCE COMPANY | $30 | — | $30 | 0.13% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 19000 MACARTHUR BLVD PH FLOOR IRVINE, CA 926121447 | TRANSAMERICA LIFE INSURANCE COMPANY | $23 | — | $23 | 0.10% |
| TRUENORTH COMPANIES LC3 Filed as: TRUENORTH COMPANIES, L.C. | PO BOX 1863 CEDAR RAPIDS, IA 524061863 | FIDELITY SECURITY LIFE INSURANCE COMPANY (EYEMED) | $2 | — | $2 | 18.18% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 527 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 527 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | 663 | $3.8M |
| Dental | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | 663 | $3.7M |
| Vision(2 contracts) | FIDELITY SECURITY LIFE INSURANCE COMPANY (EYEMED) | 602 | $37K |
| Life insurance(3 contracts, 2 carriers) | GREATER GEORGIA LIFE INSURANCE COMPANY | 72 | $451K |
| Short-term disability(2 contracts) | GREATER GEORGIA LIFE INSURANCE COMPANY | 0 | $429K |
| Long-term disability(2 contracts) | GREATER GEORGIA LIFE INSURANCE COMPANY | 0 | $429K |
| Other(4 contracts, 3 carriers) | GREATER GEORGIA LIFE INSURANCE COMPANY | 182 | $488K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 663 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.