| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS, LLC | 4200 UNIVERSITY AVENUE SUITE 200 WEST DES MOINES, IA 50266 | DELTA DENTAL INSURANCE COMPANY | $78K | — | $78K | 6.00% |
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS LLC | 200 INTERNATIONAL CIR STE 4500 COCKEYSVILLE, MD 210301338 | RELIASTAR LIFE INSURANCE COMPANY | — | $34K | $34K | 5.06% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS, LLC | 5025 UTICA RIDGE RD STE 100 DAVENPORT, IA 528073035 | RELIASTAR LIFE INSURANCE COMPANY | $33K | — | $33K | 5.00% |
| BHERD, LLC3 Filed as: BHERD | 1956 PARK AVE DES MOINES, IA 50315 | RELIASTAR LIFE INSURANCE COMPANY | — | $5K | $5K | 0.75% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS, LLC | 5025 UTICA RIDGE RD STE 100 DAVENPORT, IA 528073035 | RELIASTAR LIFE INSURANCE COMPANY | $30K | — | $30K | 5.00% |
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS LLC | 200 INTERNATIONAL CIR STE 4500 COCKEYSVILLE, MD 210301338 | RELIASTAR LIFE INSURANCE COMPANY | — | $29K | $29K | 4.74% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS, LLC | 5025 UTICA RIDGE RD STE 100 DAVENPORT, IA 528073035 | RELIASTAR LIFE INSURANCE COMPANY | $20K | — | $20K | 9.00% |
| SUPPLEMENTAL INSURANCE PROFESSIONAL3 | 1956 PARK AVE DES MOINES, IA 50315 | RELIASTAR LIFE INSURANCE COMPANY | $20K | — | $20K | 9.00% |
| BHERD, LLC3 Filed as: BHERD | 1956 PARK AVE DES MOINES, IA 50315 | RELIASTAR LIFE INSURANCE COMPANY | $7K | $11K | $18K | 8.00% |
| AP BENEFIT ADVISORS, LLC3 | 200 INTERNATIONAL CIR STE 4500 COCKEYSVILLE, MD 210301338 | RELIASTAR LIFE INSURANCE COMPANY | — | $984 | $984 | 0.44% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS | 4200 UNIVERSITY AVENUE SUITE 200 WEST DES MOINES, IA 50266 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $22K | — | $22K | 10.01% |
| SELECT NETWORKS3 | 317 6TH AVENUE, SUITE 1440 DES MOINES, IA 50309 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $20K | — | $20K | 9.01% |
| KEELER & ASSOCIATES3 | 211 S 23RD ST PLATTSMOUTH, NE 680482903 | RELIASTAR LIFE INSURANCE COMPANY | $169K | — | $169K | 103.89% |
| BHERD, LLC3 Filed as: BHERD | 1956 PARK AVE DES MOINES, IA 50315 | RELIASTAR LIFE INSURANCE COMPANY | $5K | $8K | $13K | 8.00% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS, LLC | 5025 UTICA RIDGE RD STE 100 DAVENPORT, IA 528073035 | RELIASTAR LIFE INSURANCE COMPANY | $12K | — | $12K | 7.50% |
| SUPPLEMENTAL INSURANCE PROFESSIONAL3 | 1956 PARK AVE DES MOINES, IA 50315 | RELIASTAR LIFE INSURANCE COMPANY | $12K | — | $12K | 7.50% |
| AP BENEFIT ADVISORS, LLC3 | 200 INTERNATIONAL CIR STE 4500 COCKEYSVILLE, MD 210301338 | RELIASTAR LIFE INSURANCE COMPANY | — | $703 | $703 | 0.43% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS, LLC | 5025 UTICA RIDGE RD STE 100 DAVENPORT, IA 528073035 | RELIASTAR LIFE INSURANCE COMPANY | $10K | — | $10K | 10.00% |
| BHERD, LLC3 Filed as: BHERD | 1956 PARK AVE DES MOINES, IA 50315 | RELIASTAR LIFE INSURANCE COMPANY | — | $5K | $5K | 5.13% |
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS LLC | 200 INTERNATIONAL CIR STE 4500 COCKEYSVILLE, MD 210301338 | RELIASTAR LIFE INSURANCE COMPANY | — | $5K | $5K | 4.63% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS, LLC | 5025 UTICA RIDGE RD STE 100 DAVENPORT, IA 528073035 | RELIASTAR LIFE INSURANCE COMPANY | $3K | — | $3K | 5.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,597 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 20 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,617 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL INSURANCE COMPANY | 4,210 | $1.3M |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 3,634 | $218K |
| Life insurance | RELIASTAR LIFE INSURANCE COMPANY | 7,511 | $667K |
| Short-term disability | RELIASTAR LIFE INSURANCE COMPANY | 1,205 | $608K |
| Long-term disability | RELIASTAR LIFE INSURANCE COMPANY | 232 | $97K |
| Other(4 contracts) | RELIASTAR LIFE INSURANCE COMPANY | 7,237 | $475K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,511 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.