No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| LEWIS & ELLIS, INC. EIN 75-1281520 NONE | Actuarial Service code 11 | — | $136K |
| MALONEY + NOVOTNY, LLC EIN 34-0677006 NONE | Accounting (including auditing) Service code 10 | — | $39K |
| PIERSON FERDINAND EIN 93-3416937 NONE | Legal Service code 29 | — | $28K |
| MRJ ACCOUNTING EIN 83-1150468 NONE | Accounting (including auditing) Service code 10 | — | $17K |
| INTEGRITY BENEFIT SOLUTIONS, LLC EIN 82-3076274 NONE | Claims processing Service code 12 | — | $15K |
| IPFS CORPORATION EIN 43-1039872 NONE | Claims processing Service code 12 | — | $13K |
| RHOADES MCKEE PC EIN 38-2759173 NONE | Legal Service code 29 | — | $6K |
| FISHER BROYLES, LLP EIN 56-2332885 NONE | Legal Service code 29 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 577 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 577 | Active + retired/separated + beneficiaries. No dependents. |
No Schedule A insurance contracts on this filing — typical of fully self-funded plans, where the only headcount is the Form 5500 number above.
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.