No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CRUMDALE PARTNERS EIN 36-4885418 NONE | Contract Administrator Service code 13 | — | $458K |
| AMERICAN BENEFIT CORPORATION EIN 55-0572859 NONE | Consulting (general); Plan Administrator Service code 14 | — | $126K |
| LABOR FIRST LLC EIN 06-1750191 NONE | Consulting (general) Service code 16 | — | $112K |
| JOHN DASCOLI PLLC EIN 25-1750131 NONE | Legal Service code 29 | — | $12K |
| HARRIS HARDIN & COMPANY A.C. EIN 55-0756523 NONE | Accounting (including auditing) Service code 10 | — | $12K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 287 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 91 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 378 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL | 302 | $164K |
| Vision | VISION BENEFITS OF AMERICA | 302 | $31K |
| Life insurance | THE HARTFORD | 292 | $11K |
| Other(2 contracts, 2 carriers) | PAN AMERICAN LIFE INSURANCE GROUP | 313 | $766K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 313 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.