| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC. | 315 WEST THIRD STREET LITTLE ROCK, AR 72201 | UNITEDHEALTHCARE INSURANCE COMPANY | $69K | — | $69K | 3.59% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC. | PO BOX 803507 MSC 17149 DALLAS, TX 75380 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $7K | — | $7K | 13.87% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $1K | $1K | 2.08% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC. | PO BOX 803507 MSC 17149 DALLAS, TX 75380 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | — | $5K | 13.59% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $859 | $859 | 2.56% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES SOUTHWEST | 315 WEST THIRD STREET LITTLE ROCK, AR 72201 | STANDARD INSURANCE COMPANY | $10K | — | $10K | 29.52% |
| SCOTT SLADOVNIK3 | 1111 N 102ND CT. SUITE 228 OMAHA, NE 68114 | STANDARD INSURANCE COMPANY | $4K | — | $4K | 12.16% |
| ART JETTER AND COMPANY3 Filed as: ART JETTER & COMPANY INC. | 11301 DAVENPORT ST. OMAHA, NE 68154 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 5.01% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC. | PO BOX 803507 MSC 17149 DALLAS, TX 75380 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | — | $3K | 13.64% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $510 | $510 | 2.47% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC. | PO BOX 803507 MSC 17149 DALLAS, TX 753803507 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $543 | — | $543 | 13.75% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $85 | $85 | 2.15% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 154 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 156 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 515 | $1.9M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 515 | $1.9M |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 515 | $1.9M |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 312 | $48K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 96 | $34K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 130 | $21K |
| Other(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 312 | $37K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 515 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.