| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC3 | 8360 WEST SAHARA AVENUE LAS VEGAS, NV 89117 | AETNA LIFE INSURANCE COMPANY | $0 | $18K | $18K | 3.51% |
| USI INSURANCE SERVICES LLC3 | 1120 NORTH TOWN CENTER DRIVE LAS VEGAS, NV 89144 | AETNA LIFE INSURANCE COMPANY | $0 | $9K | $9K | 1.82% |
| USI INSURANCE SERVICES LLC3 | 8360 WEST SAHARA AVENUE LAS VEGAS, NV 89117 | AETNA HEALTH INC. | $0 | $17K | $17K | 3.39% |
| USI INSURANCE SERVICES LLC3 | 1120 NORTH TOWN CENTER DRIVE LAS VEGAS, NV 89144 | AETNA HEALTH INC. | $0 | $8K | $8K | 1.69% |
| USI INSURANCE SERVICES LLC3 | PO BOX 61187 VIRGINIA BEACH, VA 23466 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $5K | $8K | 8.58% |
| USI INSURANCE SERVICES LLC3 | PO BOX 66119 VIRGINIA BEACH, VA 23466 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $0 | $2K | 1.83% |
| MARIA MCGLOTHEN3 | 1112 WARM CANYON WAY LAS VEGAS, NV 89123 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $5K | $131 | $5K | 7.26% |
| USI INSURANCE SERVICES LLC3 | 8360 WEST SAHARA AVENUE LAS VEGAS, NV 89117 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $5K | $84 | $5K | 6.87% |
| BENEFITTING YOU INC3 Filed as: BENEFITTING YOU, INC. | 2497 CITRUS GARDEN CIRCLE HENDERSON, NV 89052 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $501 | $247 | $748 | 1.11% |
| ANTHONY THOMAS THIELGES3 | 8377 HIDDEN HILLS DRIVE LAS VEGAS, NV 89123 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $568 | $18 | $586 | 0.87% |
| ALIDA J REJON3 Filed as: ALIDA J. REJON | 2501 SOUTH OCEAN DRIVE APARTMENT 734 HOLLYWOOD, FL 33019 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $524 | $0 | $524 | 0.78% |
| JESSE RENTERIA3 Filed as: JESSE RENTERIA AND OTHER AGENTS | 4663 CREEPING FIG COURT LAS VEGAS, NV 89129 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $283 | $0 | $283 | 0.42% |
| DEBORAH J BELLINO3 Filed as: DEBORAH J. BELLINO | 2012 LADY LAKE STREET LAS VEGAS, NV 89128 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $248 | $6 | $254 | 0.38% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 151 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 152 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 106 | $988K |
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 168 | $99K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 168 | $99K |
| Short-term disability | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 66 | $68K |
| Prescription drug(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 106 | $988K |
| Other(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 168 | $166K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 168 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.