| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| L/P INSURANCE SERVICES3 Filed as: L/P INSURANCE SERVICES LLC | 300 E 2ND STREET STE 1300 RENO, NV 89501 | HEALTH PLAN OF NEVADA/SIERRA HEALTH AND LIFE | $29K | $7K | $36K | — |
| L/P INSURANCE SERVICES3 | 300 E 2ND ST STE 1300 RENO, NV 89501 | UNITED HEALTHCARE | $7K | $10K | $17K | — |
| VANESSA RODRIGUEZ3 | 5949 GOLD HORIZON ST N LAS VEGAS, NV 89031 | UNITED HEALTHCARE | $9K | — | $9K | — |
| BUILDING BLOCKS FOR BUSINESS LLC3 | 6170 N DURANGO DR STE 200 LAS VEGAS, NV 89149 | COLONIAL LIFE & ACCIDENT COMPANY | $4K | $1K | $5K | — |
| L/P INSURANCE SERVICES3 Filed as: L/P INSURANCE SERVICES INC | 300 E 2ND STREET STE 1300 RENO, NV 89501 | COLONIAL LIFE & ACCIDENT COMPANY | $3K | — | $3K | — |
| KARLA ALEXANDER3 | 1612 EAGLE PEAK WAY LAS VEGAS, NV 89134 | COLONIAL LIFE & ACCIDENT COMPANY | $894 | $65 | $959 | — |
| LOYDA VALDEZ3 | 1511 CARDINAL PEAK LN LAS VEGAS, NV 89144 | COLONIAL LIFE & ACCIDENT COMPANY | $428 | — | $428 | — |
| BENEFITTING YOU INC3 | 2497 CITRUS GARDEN CIRCLE HENDERSON, NV 89052 | COLONIAL LIFE & ACCIDENT COMPANY | $390 | — | $390 | — |
| FRANCESCA JOHNSON3 | 11322 COULTER CANYON ST 102 LAS VEGAS, NV 89141 | COLONIAL LIFE & ACCIDENT COMPANY | $343 | — | $343 | — |
| DOROSHOW INSURANCE INC3 | 2480 W HORIZON RIDGE PARKWAY HENDERSON, NV 89052 | COLONIAL LIFE & ACCIDENT COMPANY | $308 | — | $308 | — |
| EVELYN KARELIA REYNA CHRISTON3 | 6025 VEGAS DR LAS VEGAS, NV 89108 | COLONIAL LIFE & ACCIDENT COMPANY | $279 | — | $279 | — |
| CHELSEA L WARE LLC3 | 9755 QUENCIA CT LAS VEGAS, NV 89149 | COLONIAL LIFE & ACCIDENT COMPANY | $265 | — | $265 | — |
| OMEGA FINANCIAL AND INSURANCE SOLUT3 | 4663 CREEPING FIG CT LAS VEGAS, NV 89129 | COLONIAL LIFE & ACCIDENT COMPANY | $185 | — | $185 | — |
| ELEVATE INSURANCE LLC3 | P O BOX 26984 LAS VEGAS, NV 89126 | COLONIAL LIFE & ACCIDENT COMPANY | $135 | — | $135 | — |
| MICHELLE RENE PAYNE3 | 852 CANDIDO GARCIA AVE HENDERSON, NV 89015 | COLONIAL LIFE & ACCIDENT COMPANY | $126 | — | $126 | — |
| LISA BETH RENTERIA3 | 4663 CREEPING FIG CT LAS VEGAS, NV 89129 | COLONIAL LIFE & ACCIDENT COMPANY | $90 | — | $90 | — |
| LAURA LETICIA RENOVA3 | 2048 AUDREY HEPBURN ST LAS VEGAS, NV 89142 | COLONIAL LIFE & ACCIDENT COMPANY | $66 | — | $66 | — |
| KIMBERLY THOMAS3 | 7924 AMBER MIST ST LAS VEGAS, NV 89131 | COLONIAL LIFE & ACCIDENT COMPANY | $66 | — | $66 | — |
| NORTHROP AND ASSOCIATES3 | 2505 ANTHEM VILLAGE DRIVE HENDERSON, NV 89052 | COLONIAL LIFE & ACCIDENT COMPANY | $63 | — | $63 | — |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF NEVADA LLC | 375 E WARM SPRINGS ROAD LAS VEGAS, NV 89119 | COLONIAL LIFE & ACCIDENT COMPANY | $52 | — | $52 | — |
| MARIA C GONZALEZ3 | 11677 SANDPIPER CT MORENO VALLEY, CA 92557 | COLONIAL LIFE & ACCIDENT COMPANY | $47 | — | $47 | — |
| RUTH ANN GONZALEZ3 | 3637 IAN THOMAS ST #105 LAS VEGAS, NV 89129 | COLONIAL LIFE & ACCIDENT COMPANY | $43 | — | $43 | — |
| JOAN RANCE3 | 434 CRESTWAY ROAD HENDERSON, NV 89015 | COLONIAL LIFE & ACCIDENT COMPANY | $39 | — | $39 | — |
| LUIS RAFAEL VALLE3 | 2354 CHATKA LANE SAN BERNADINO, CA 92410 | COLONIAL LIFE & ACCIDENT COMPANY | $30 | — | $30 | — |
| HOLLERN & ASSOCIATES INCORPORATED3 | 11412 ROBBIA DRIVE LAS VEGAS, NV 89138 | COLONIAL LIFE & ACCIDENT COMPANY | $16 | — | $16 | — |
| PAMELA S DUCUMMON3 | 4895 EAST RUSSLE RD LAS VEGAS, NV 89120 | COLONIAL LIFE & ACCIDENT COMPANY | $14 | — | $14 | — |
| VIP INSURANCE INC3 | 18 STONEMARK DR HENDERSON, NV 89052 | COLONIAL LIFE & ACCIDENT COMPANY | $13 | — | $13 | — |
| DANA MARIE MOWATT3 | 23701 S WESTERN AVE #112 TORRANCE, CA 90501 | COLONIAL LIFE & ACCIDENT COMPANY | $9 | — | $9 | — |
| PATRICIA MARTINEZ3 | 9572 WORLD CUP DR LAS VEGAS, NV 89117 | COLONIAL LIFE & ACCIDENT COMPANY | $8 | — | $8 | — |
| JANELLE R HAYES3 | 4895 EAST RUSSLKE RD LAS VEGAS, NV 89120 | COLONIAL LIFE & ACCIDENT COMPANY | $2 | — | $2 | — |
| CHRISTIAN RUIZ3 | 3741 SEAFORTH ST LAS VEGAS, NV 89129 | COLONIAL LIFE & ACCIDENT COMPANY | $2 | — | $2 | — |
| NICOLE BLANCHARD3 | 525 SAND SAGE AVE N LAS VEGAS, NV 89030 | COLONIAL LIFE & ACCIDENT COMPANY | $1 | — | $1 | — |
| MARIA LOURDES MENDOZA3 | 26443 SAND PALM CT MORENO VALLEY, CA 92555 | COLONIAL LIFE & ACCIDENT COMPANY | $1 | — | $1 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 392 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 392 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH PLAN OF NEVADA/SIERRA HEALTH AND LIFE | 392 | $0 |
| Dental | UNITED HEALTHCARE | 497 | $0 |
| Vision | UNITED HEALTHCARE | 497 | $0 |
| Life insurance | COLONIAL LIFE & ACCIDENT COMPANY | 81 | $0 |
| Short-term disability | COLONIAL LIFE & ACCIDENT COMPANY | 81 | $0 |
| Prescription drug | HEALTH PLAN OF NEVADA/SIERRA HEALTH AND LIFE | 392 | $0 |
| Other | COLONIAL LIFE & ACCIDENT COMPANY | 81 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 497 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.