| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE RICHARDS GROUP3 Filed as: RICHARDS AGENCY | 8925 W RUSSELL RD., STE 100 LAS VEGAS, NV 89148 | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | $474K | — | $474K | 2.98% |
| THE RICHARDS GROUP3 Filed as: RICHARDS AGENCY LTD | 8925 W RUSSELL RD STE 100 LAS VEGAS, NV 89148 | AMERITAS LIFE INSURANCE CORP | $97K | — | $97K | 5.37% |
| LEAVITT GROUP3 Filed as: LEAVITT GROUP BENEFIT SERVICES INC. | 7881 W CHARLESTON BLVD #140 LAS VEGAS, NV 89117 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $24K | $660 | $24K | 7.19% |
| THE RICHARDS GROUP3 Filed as: RICHARDS AGENCY, INC. | 8925 W. RUSSELL RD. LAS VEGAS, NV 89148 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17K | — | $17K | 5.07% |
| BUILDING BLOCKS FOR BUSINESS LLC3 | 1140 N. TOWN CENTER DR. LAS VEGAS, NV 89144 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7K | $4K | $11K | 3.24% |
| BENEFITTING YOU INC3 Filed as: BENEFITTING YOU, INC. | 2497 CITRUS GARDEN CIRCLE HENDERSON, NV 89052 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6K | $2K | $7K | 2.08% |
| GEORGE MICHAEL SORRENTINO3 | 1123 ALEXANDRIA DRIVE SAN DIEGO, CA 92107 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $1K | $5K | 1.36% |
| KARLA ALEXANDER3 | 1140 N TOWN CENTER DR LAS VEGAS, NV 89144 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $293 | $4K | 1.11% |
| MICHELLE RENE PAYNE3 | 852 CANDIDO GARCIA AVE. HENDERSON, NV 89015 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $98 | $3K | 1.00% |
| JOAN RANCE3 | 434 CRESTWAY ROAD HENDERSON, NV 89015 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $287 | $2K | 0.73% |
| KAREN PICCININI3 Filed as: KAREN S. SCHILLING | 1140 N TOWN CENTER DR LAS VEGAS, NV 89144 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $27 | $2K | 0.67% |
| CLAUDIA MONA VANDERVELD3 | 6124 PEGGOTTY AVE. LAS VEGAS, NV 89130 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $278 | $2K | 0.64% |
| CHELSEA L WARE LLC3 | 9755 QUENCIA CT LAS VEGAS, NV 89149 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 0.52% |
| SHARAYAH LAVELLA SMITH3 | 3501 SHADY TIMBER ST. LAS VEGAS, NV 89129 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 0.51% |
| NICOLE BLANCHARD3 | 228 WEST STAGECOACH FLATS AVE. N. LAS VEGAS, NV 89031 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $148 | $2K | 0.49% |
| BELLE NATIONAL BENEFITS LLC3 Filed as: BELLE NATION BENEFITS, LLC | 8693 TARA HILL AVE LAS VEGAS, NV 89148 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $72 | $2K | 0.47% |
| LINDA WOODS0 | 9271 MARTEL AVE LAS VEGAS, NV 89148 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $34 | $1K | 0.35% |
| JENNIFER WELLER3 | 1135 JAMESBURY RD. LAS VEGAS, NV 89135 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $124 | $1K | 0.34% |
| AMI JEANETTE LANE3 | 5631 BOLTON VALLEY DR. LAS VEGAS, NV 89122 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $496 | $590 | $1K | 0.32% |
| BARLOWE INC3 Filed as: BARLOWE, INC. | 3313 CHEYENNE GARDENS WAY N. LAS VEGAS, NV 89032 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $769 | $310 | $1K | 0.32% |
| MARIA EUGENIA GONZALEZ3 | 9655 WAUKEGAN AVE. LAS VEGAS, NV 89148 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $8 | $1K | 0.30% |
| CHRISTINA D POLK INC3 Filed as: CHRISTINA D. POLK, INC. | 9755 QUENCIA CT. LAS VEGAS, NV 89149 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $721 | $33 | $754 | 0.22% |
| EVELINA ESCALANTE-KING3 | 3913 CENTER ST LAKE CHARLES, LA 70607 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $697 | — | $697 | 0.20% |
| TAMMY M. THOMAS3 | 607 CHERVILL VALLEY STREET LAS VEGAS, NV 89138 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $489 | $164 | $653 | 0.19% |
| MARTHA ANGELICA HILL ESTRADA3 | 1140 N. TOWN CENTER DR LAS VEGAS, NV 89144 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $638 | — | $638 | 0.19% |
| VIP INSURANCE INC3 Filed as: VIP INSURANCE INC. | 400 SOUTH RAMPART BLVD., STE. 250 LAS VEGAS, NV 89145 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $346 | $79 | $425 | 0.12% |
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM KAIRIS | 805 DANA HILLS CT. BLD. 101 LAS VEGAS, NV 89134 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $403 | — | $403 | 0.12% |
| NORTHROP AND ASSOCIATES3 | 2505 ANTHEM VILLAGE DRIVE HENDERSON, NV 89052 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $352 | — | $352 | 0.10% |
| LAURA LETICIA RENOVA3 | 2048 AUDREY HEPBURN ST. LAS VEGAS, NV 89142 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $250 | $29 | $279 | 0.08% |
| ROBERT G. RELPH AGENCY, INC.3 Filed as: ROBERT LEWIS DAMORA | 7040 W PATRICK LANE LAS VEGAS, NV 89113 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $270 | — | $270 | 0.08% |
| IRINA SARDARYAN3 Filed as: IRINA KAGANOVSKY-GREEN | 2512 DORNOCH LN. HENDERSON, NV 89044 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $268 | — | $268 | 0.08% |
| BRIDGETTE MILLER3 | 6495 CLARA BOW AVENUE LAS VEGAS, NV 89122 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $265 | — | $265 | 0.08% |
| EDWARD MOSE THUROW3 | 4842 SANTA BARBARA ST. LAS VEGAS, NV 89121 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $258 | $3 | $261 | 0.08% |
| MCKENSY LONG3 | 2866 LOVELAND DR. #2038 LAS VEGAS, NV 89109 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $214 | — | $214 | 0.06% |
| JENNIFER LIN KRAUS3 | 3713 COPPER KEG CT. LAS VEGAS, NV 89129 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $187 | $14 | $201 | 0.06% |
| PAYCHEX INSURANCE AGENCY, INC.3 | 150 SAWGRASS DRIVE ROCHESTER, NY 14620 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $200 | — | $200 | 0.06% |
| CHELSEA LYNNE WARE3 | 1140 N TOWN C4ENTER LAS VEGAS, NV 89144 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $182 | $13 | $195 | 0.06% |
| DARRIN E LESLIE3 Filed as: DARRIN E. LESLIE | 2657 WINDMILL PARKWAY HENDERSON, NV 89074 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $188 | — | $188 | 0.06% |
| ELIZABETH MARIE LANGEVIN3 Filed as: ELIZABETH MICHAEL-MARTIN | PO BOX 2026 ESCONDIDO, CA 92033 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $152 | — | $152 | 0.04% |
| ANNA L. HARRIS3 | 2451 OLD FORGE LANE LAS VEGAS, NV 89121 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $152 | — | $152 | 0.04% |
| DAVID MANSKE3 | 6024 RIVER BELLE ST NORTH LAS VEGAS, NV 89031 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $73 | $67 | $140 | 0.04% |
| SHAWNEENA MERCADO OVERLY3 | 3958 PARKER'S FRY FORT MILL, SC 29715 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $126 | — | $126 | 0.04% |
| KELLY BRONNENBERG COON3 | 523 VIA ZARACOZA CT. LAS VEGAS, NV 89123 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $114 | — | $114 | 0.03% |
| STEVEN B POLK INC3 Filed as: STEVEN B POLK INC. | PMB 184 RACHO SANTA FE, CO 92067 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $110 | — | $110 | 0.03% |
| DARCY COON3 | 1392 PENINSULA POINT LAS VEGAS, NV 89123 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $85 | — | $85 | 0.02% |
| AILIN DURHAM3 | 1140 N TOWN CENTER DR LAS VEGAS, NV 89144 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $77 | — | $77 | 0.02% |
| STEVEN B POLK INC3 Filed as: STEVEN B. POLK, INC. | PMB 184 RANCHO SANTA FE, CA 92067 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $64 | — | $64 | 0.02% |
| ANDREA SMITH3 | 579 SICILIANO STREET LAS VEGAS, NV 89138 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $60 | — | $60 | 0.02% |
| ANTHONY THOMAS THIELGES3 | 8377 HIDDEN HILLS DR. LAS VEGAS, NV 89123 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $55 | — | $55 | 0.02% |
| AARON JAMES BOWERS3 | 1285 S 1125 W OREM, UT 84058 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $44 | — | $44 | 0.01% |
| PATRICIA MARTINEZ3 | 9572 WORLD CUP DR. LAS VEGAS, NV 89117 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $36 | $4 | $40 | 0.01% |
| HECTOR GARCIA3 | 2146 FOUNTAIN SPRINGS DR. HENDERSON, NV 89074 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $37 | — | $37 | 0.01% |
| SKYE OSHAY MCDANIEL3 | 1880 OFFICE CLUB POINTE COLORADO SPRINGS, CO 80924 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $31 | — | $31 | 0.01% |
| WESTLUND ASSOCIATES3 Filed as: WESTLUND BENEFIT SOLUTIONS, LLC | 5617 CRICKET FLAT CT LAS VEGAS, NV 89131 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $31 | — | $31 | 0.01% |
| HUGO GUZMAN3 | P. O. BOX 95884 LAS VEGAS, NV 89193 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $25 | — | $25 | 0.01% |
| HOLLERN & ASSOCIATES INCORPORATED3 | 11412 ROBBIA DRIVE LAS VEGAS, NV 89138 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $23 | — | $23 | 0.01% |
| JULIA GEORGE3 Filed as: JULIA GESZ | 400 SOUTH RAMPART BLVD., STE. 250 LAS VEGAS, NV 89145 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $23 | — | $23 | 0.01% |
| CHRISTOPHER WALLACE HOFF3 Filed as: CHRISTOPHER ROTH | 6440 SKY POINTE DRIVE LAS VEGAS, NV 89131 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $21 | — | $21 | 0.01% |
| PATTI A VINCENT3 Filed as: PATTI JO BAKER | 11020 CALDER AVENUE LAS VEGAS, NV 89144 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $20 | — | $20 | 0.01% |
| MARTHA LAURA GARDEA3 | 1140 N TOWN CENTER DR LAS VEGAS, NV 89144 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12 | — | $12 | 0.00% |
| OMEGA FINANCIAL AND INSURANCE SOLUT3 | 4663 CREEPING FIG CT. LAS VEGAS, NV 89129 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | — | $10 | 0.00% |
| COURTNEY MCFARLAND3 | 7804 SMOKERISE CT. LAS VEGAS, NV 89131 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.00% |
| ALAN JUSTIN3 | 5165 BROADWAY DEPEW, NY 14043 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.00% |
| KRISTEN ELISE RANDALL3 | 22 S. GAY DRIVE LONGMONT, CO 80501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.00% |
| ISIDORO ZEICHNER3 | 4324 WEST POINT LOMA BLVD. SAN DIEGO, CA 92107 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| THE RICHARDS GROUP3 Filed as: RICHARDS AGENCY INC | 8925 W RUSSELL RD STE 100 LAS VEGAS, NV 89148 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | — | $6K | 11.67% |
| THE PROFECTUS GROUP LLC3 | PO BOX 80792 LAS VEGAS, NV 89180 | AFLAC | $685 | — | $685 | 2.34% |
| DANIEL KOCH3 Filed as: DANIEL L. KOCH | 1222 N. CALIFORNIA AVE. HASTINGS, NE 68901 | AFLAC | $360 | — | $360 | 1.23% |
| HEALTHCARE NETWORKS OF AMERICA3 | 6127 S. RAINBOW BLVD., SUITE 100 LAS VEGAS, NV 89118 | AFLAC | $329 | — | $329 | 1.13% |
| THE RICHARDS GROUP3 Filed as: RICHARDS AGENCY, INC. | 8925 WEST RUSSEL RD. SUITE 100 LAS VEGAS, NV 89148 | AFLAC | $325 | — | $325 | 1.11% |
| DAVID M COUGHLIN3 Filed as: DAVID M. COUGHLIN | 751 HEBRON PARKWAY STE. 220 LEWISVILLE, TX 75057 | AFLAC | $250 | — | $250 | 0.86% |
| CARRIE SMIDT3 | 4672 MOHAVE AVE LAS VEGAS, NV 89104 | AFLAC | $205 | $36 | $241 | 0.82% |
| TOM KOCH3 Filed as: TOM L. KOCH | 34 TAMARRON CLIFFS ST LAS VEGAS, NV 89148 | AFLAC | $216 | — | $216 | 0.74% |
| ROBERT WILKINS3 Filed as: ROBERT D. WILKINS | 134 NW 19TH ST. ONTARIO, OR 97914 | AFLAC | $141 | — | $141 | 0.48% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL A. JAIME | 5603 FAIRMEADE WAY LAS VEGAS, NV 89135 | AFLAC | $129 | — | $129 | 0.44% |
| MICHAEL F IVES3 Filed as: MICHAEL F. IVES | 2685 S. RAINBOW BLVD., STE. 100 LAS VEGAS, NV 89146 | AFLAC | $90 | $6 | $96 | 0.33% |
| DARRICK W. SMITH3 | 3717 CLOUDLAND CANYON ST. LAS VEGAS, NV 89129 | AFLAC | $87 | — | $87 | 0.30% |
| TODD BURKE3 Filed as: TODD J. SHELLY | 3728 WARMBREEZE WAY LAS VEGAS, NV 89129 | AFLAC | $44 | — | $44 | 0.15% |
| RHONDA S PAPE3 Filed as: RHONDA L. GEHRICH | 687 HARALSON DR SW LILBURN, GA 30047 | AFLAC | $38 | — | $38 | 0.13% |
| HELEN MENDEZ3 Filed as: HELEN L. MENDEZ | 6127 S RAINBOW BLVD, STE 110 LAS VEGAS, NV 89118 | AFLAC | $33 | — | $33 | 0.11% |
| TRACI HUTCHINSON3 Filed as: TRACI L. HUTCHINSON | 2155 PAGANINI AVE. HENDERSON, NV 89052 | AFLAC | $26 | — | $26 | 0.09% |
| TAMMY A MORGART3 Filed as: TAMMY A. SWAIN | 10736 KNICKERBOCKER AVE. LAS VEGAS, NV 89166 | AFLAC | $9 | — | $9 | 0.03% |
| ROBERT E. DUNCAN3 Filed as: ROBERT J. OLSON | 2700 W RICHMAR AVE, UNIT 187 LAS VEGAS, NV 89123 | AFLAC | $9 | — | $9 | 0.03% |
| LAURIE UNDERNEHR3 | 5042 SHADOW RIVER ST LAS VEGAS, NV 89148 | AFLAC | $7 | — | $7 | 0.02% |
| VALERIE S. LEWIS3 | 6127 S. RAINBOW BLVD., STE. 110 LAS VEGAS, NV 89118 | AFLAC | $6 | — | $6 | 0.02% |
| COLLEEN LAPRADE3 | 6005 HIDDEN VALLEY RD., STE 150 CARLSBAD, CA 92011 | AFLAC | $6 | — | $6 | 0.02% |
| VICTORIA KAMMER3 | 5416 LA PATERA LN LAS VEGAS, NH 89149 | AFLAC | $2 | — | $2 | 0.01% |
| LYNDA TANNER3 Filed as: LYNDA KOCH | 1222 N. CALIFORNIA AVE. HASTINGS, NE 68901 | AFLAC | $2 | — | $2 | 0.01% |
| WILLIS TOWERS WATSON US LLC3 Filed as: JOSEPH WILLIS JR | 1431 NE 55TH ST FORT LAUDERDALE, FL 33334 | AFLAC | $2 | — | $2 | 0.01% |
| COLISTA R SHETLER3 Filed as: COLISTA R. SHETLER | 9003 BELCONTE LN. HENDERSON, NV 89074 | AFLAC | $1 | — | $1 | 0.00% |
| DANIEL BOUNDS3 | 2202 TEDESCA DR HENDERSON, NE 89052 | AFLAC | $1 | — | $1 | 0.00% |
| MARGUERITE E LEMMON-RINEHART3 Filed as: MARGUERITE E. LEMMON-RINEHART | 10165 WOODBROOK CIR. LAKELAND, TN 38002 | AFLAC | $1 | — | $1 | 0.00% |
| BRENDA F ROY3 Filed as: BRENDA F. ROY | 341 STILLWATER LOOP KALISPELL, MT 59901 | AFLAC | $1 | — | $1 | 0.00% |
| LYNN MARIE BARRY3 Filed as: LYNN G. BARNSON | 10153 S. WASATCH BLVD. SANDY, UT 84092 | AFLAC | $1 | — | $1 | 0.00% |
| DIANN KRZCIOK | 2682 GRAND FORKS RD HENDERSON, NV 89052 | AFLAC | $1 | — | $1 | 0.00% |
| THE RICHARDS GROUP3 Filed as: RICHARDS AGENCY INC | 8925 W RUSSELL RD STE 100 LAS VEGAS, NV 89148 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 18.58% |
| THE RICHARDS GROUP3 Filed as: RICHARDS AGENCY INC | 8925 W RUSSELL RD STE 100 LAS VEGAS, NV 89148 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 15.74% |
| THE RICHARDS GROUP3 Filed as: RICHARDS AGENCY INC | 8925 W RUSSELL RD STE 100 LAS VEGAS, NV 89148 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 20.00% |
| THE RICHARDS GROUP3 Filed as: RICHARDS AGENCY LTD | 8925 W RUSSELL RD STE 100 LAS VEGAS, NV 89148 | AMERITAS LIFE INSURANCE CORP | $909 | — | $909 | 9.26% |
| VIP INSURANCE INC3 Filed as: VIP INSURANCE, INC. | 400 SOUTH RAMPART BLVD., STE. 250 LAS VEGAS, NV 89145 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $288 | — | $288 | 3.03% |
| HUGO GUZMAN3 | P. O. BOX 95884 LAS VEGAS, NV 89123 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $118 | — | $118 | 1.24% |
| MARIA VERONICA JARQUE3 | 8366 VIA SONOMA UNIT E LA JOLLA, CA 92037 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $74 | — | $74 | 0.78% |
| THE RICHARDS GROUP3 Filed as: RICHARDS AGENCY INC | 8925 W RUSSELL RD., STE 100 LAS VEGAS, NV 89148 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 14.61% |
| THE RICHARDS GROUP3 Filed as: RICHARDS AGENCY INC | 8925 W RUSSELL RD STE 100 LAS VEGAS, NV 89148 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $664 | — | $664 | 11.15% |
| DOROSHOW INSURANCE INC3 Filed as: DOROSHOW INSURANCE, INC. | 2480 W. HORIZON RIDGE PARKWAY HENDERSON, NV 89052 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $290 | — | $290 | 7.98% |
| BENEFITTING YOU INC3 Filed as: BENEFITTING YOU, INC. | 2497 CITRUS GARDEN CIRCLE HENDERSON, NV 89052 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $82 | — | $82 | 2.26% |
| LINDA WOODS3 | 9271 MARTEL AVE LAS VEGAS, NV 89148 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $40 | — | $40 | 1.10% |
| OMEGA FINANCIAL AND INSURANCE SOLUT3 | 4663 CREEPING FIG CT LAS VEGAS, NV 89129 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $33 | — | $33 | 0.91% |
| MICHELLE RENE PAYNE3 | 852 CANDIDO GARCIA AVE HENDERSON, NV 89015 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $33 | — | $33 | 0.91% |
| NICOLE BLANCHARD3 | 228 WEST STAGECOACH FLATS AVE. N. LAS VEGAS, NV 89031 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13 | — | $13 | 0.36% |
| THE RICHARDS GROUP3 Filed as: RICHARDS AGENCY INC | 8925 W RUSSELL RD STE 100 LAS VEGAS, NV 89148 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $177 | — | $177 | 11.10% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,946 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,946 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 4,788 | $15.9M |
| Dental(2 contracts) | AMERITAS LIFE INSURANCE CORP | 6,140 | $1.8M |
| Vision | AMERITAS LIFE INSURANCE CORP | 6,140 | $1.8M |
| Life insurance(5 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 80 | $61K |
| Short-term disability(8 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 372 | $441K |
| Long-term disability(5 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 80 | $101K |
| Prescription drug | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 4,788 | $15.9M |
| Other(7 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 80 | $104K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,140 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.