| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CONDUENT HR CONSULTING LLC3 Filed as: CONDUENT HR CONSULTING, LLC | PO BOX 207640 DALLAS, TX 75320 | KAISER FOUNDATION HEALTH PLAN INC | $16K | — | $16K | 0.61% |
| CONDUENT HR CONSULTING LLC3 Filed as: CONDUENT SECURITIES LLC | 450 LEXINGTON AVE 4TH FLOOR NEW YORK, NY 10170 | KAISER FOUNDATION HEALTH PLAN INC | $1K | — | $1K | 0.06% |
| WILLIS TOWERS WATSON US LLC4 | LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | BERKLEY LIFE AND HEALTH INSURANCE COMPANY | — | $120K | $120K | 6.00% |
| WILLIS TOWERS WATSON US LLC4 | PO BOX 28852 LOCKBOX 28852 NEW YORK, NY 10087 | HARTFORD LIFE AND ACCIDENT | — | $19K | $19K | 1.88% |
| WILLIS TOWERS WATSON US LLC4 | LOCKBOX #28852 PO BOX 28852 NEW YORK, NY 100878852 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $20K | $20K | 2.50% |
| CONDUENT HR CONSULTING LLC3 Filed as: CONDUENT SECURITIES LLC | 100 CAMPUS DR STE 200 FLORHAM PARK, NJ 079321029 | VISION SERVICE PLAN | $41K | — | $41K | 5.60% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 75230 | VISION SERVICE PLAN | $2K | — | $2K | 0.25% |
| WILLIS TOWERS WATSON US LLC4 | LOCKBOX #28852 PO BOX 28852 NEW YORK, NY 100878852 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $18K | $18K | 4.50% |
| CONDUENT HR CONSULTING LLC3 Filed as: CONDUENT HR CONSULTING, LLC | PO BOX 207640 DALLAS, TX 75230 | KAISER FOUNDATION HEALTH PLAN INC. | $2K | — | $2K | 0.53% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 75320 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $100K | $4K | $104K | 31.35% |
| CONDUENT HR CONSULTING LLC3 Filed as: CONDUENT HR CONSULTING | PO BOX 207640 DALLAS, TX 75320 | AETNA LIFE INSURANCE CO. | $3K | — | $3K | 0.96% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 75320 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $925 | — | $925 | 0.36% |
| CONDUENT HR CONSULTING LLC3 Filed as: CONDUENT SECURITIES LLC | 450 LEXINGTON AVE 4TH FLOOR NEW YORK, NY 10017 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $583 | — | $583 | 0.23% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 75320 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $736 | — | $736 | 0.35% |
| CONDUENT HR CONSULTING LLC3 Filed as: CONDUENT SECURITIES LLC | 450 LEXINGTON AVE 4TH FLOOR NEW YORK, NY 10017 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $502 | — | $502 | 0.24% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 75320 | ARAG INSURANCE COMPANY | $18K | — | $18K | 10.00% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 75320 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC | $670 | $4K | $4K | 2.57% |
| CONDUENT HR CONSULTING LLC3 Filed as: CONDUENT SECURITIES LLC | 450 LEXINGTON AVE 4TH FLOOR NEW YORK, NY 10017 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC | $289 | — | $289 | 0.18% |
| BUCK GLOBAL LLC3 | BOX 207640 DALLAS, TX 75320 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $18K | — | $18K | 14.13% |
| LTCI PARTNERS LLC3 | 2924 MARKETPLACE DR SUITE 102 MADISON, WI 53719 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 4.20% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $923 | — | $923 | 2.80% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,368 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 401 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 142 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,911 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(8 contracts, 7 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 675 | $4.2M |
| Dental(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 1,155 | $438K |
| Vision(2 contracts, 2 carriers) | VISION SERVICE PLAN | 7,454 | $900K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 20,248 | $996K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 2,922 | $800K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 3,465 | $405K |
| Stop-loss / reinsurancereinsurance | BERKLEY LIFE AND HEALTH INSURANCE COMPANY | 7,663 | $2.0M |
| Other(6 contracts, 5 carriers) | HARTFORD LIFE AND ACCIDENT | 24,186 | $1.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 24,186 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.