| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BARRETT INSURANCE SERVICES LLC3 | 8945 WEST RUSSELL RD LAS VEGAS, NV 89148 | HEALTH PLAN OF NEVADA/ SIERRA HEALTH & LIFE | $8K | — | $8K | 4.81% |
| AK VARGASON & ASSOCIATES3 | PO BOX 881 DRIGGS, ID 834220881 | AMERITAS LIFE INSURANCE CORPORATION | $5K | — | $5K | 10.70% |
| AK VARGASON & ASSOCIATES3 | PO BOX 881 DRIGGS, ID 834220881 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 5.00% |
| BARRETT INSURANCE SERVICES LLC3 | 8945 WEST RUSSELL RD STE 180 LAS VEGAS, NV 89148 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 5.00% |
| BENEFITTING YOU INC3 | 2497 CITRIS GARDEN CIRCLE HENDERSON, NV 89052 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $196 | $480 | $676 | 9.60% |
| BARRETT INSURANCE SERVICES LLC3 | 8945 WEST RUSSELL RD LAS VEGAS, NV 89148 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $563 | — | $563 | 7.99% |
| AK VARGASON & ASSOCIATES3 | 13382 SW MACBETH DR TIGARD, OR 97224 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $549 | — | $549 | 7.79% |
| JOAN RANCE3 | 4562 PALM MESA DR LAS VEGAS, NV 89120 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $323 | $124 | $447 | 6.35% |
| MICHELLE RENE PAYNE3 | 852 CANDIDO GARCIA AVE HENDERSON, NV 89015 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $136 | $155 | $291 | 4.13% |
| CLAUDIA MONA VANDERVELD3 | 6124 PEGGOTTY AVE LAS VEGAS, NV 89130 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $196 | $79 | $275 | 3.90% |
| LINDA WOODS3 | 3833 PALM ISLAND CT LAS VEGAS, NV 89147 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $89 | $16 | $105 | 1.49% |
| JENNIFER LIN KRAUS3 | 3713 COPPER KEG CT LAS VEGAS, NV 89129 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $39 | $23 | $62 | 0.88% |
| LAURA LETICIA RENOVA3 | 2048 AUDREY HEPBURN ST LAS VEGAS, NV 89142 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17 | $42 | $59 | 0.84% |
| NICOLE BLANCHARD3 | 228 WEST STAGECOACH FLATS AVE N. LAS VEGAS, NV 89031 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17 | $12 | $29 | 0.41% |
| CLAUDIA MONA VANDERVELD3 | 6124 PEGGOTTY AVE LAS VEGAS, NV 89130 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $437 | $152 | $589 | 12.11% |
| BARRETT INSURANCE SERVICES LLC3 | 8945 WEST RUSSELL RD LAS VEGAS, NV 89148 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $428 | — | $428 | 8.80% |
| BENEFITTING YOU INC3 | 2497 CITRIS GARDEN CIRCLE HENDERSON, NV 89052 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $156 | $250 | $406 | 8.35% |
| AK VARGASON & ASSOCIATES3 | 13382 SW MACBETH DR I, OR 97224 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $375 | — | $375 | 7.71% |
| MICHELLE RENE PAYNE3 | 852 CANDIDO GARCIA AVE HENDERSON, NV 89015 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $110 | $81 | $191 | 3.93% |
| JENNIFER LIN KRAUS3 | 3713 COPPER KEG CT LAS VEGAS, NV 89129 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $30 | $12 | $42 | 0.86% |
| NICOLE BLANCHARD3 | 228 WEST STAGECOACH FLATS AVE N. LAS VEGAS, NV 89031 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $19 | $8 | $27 | 0.56% |
| LAURA LETICIA RENOVA3 | 2048 AUDREY HEPBURN ST LAS VEGAS, NV 89142 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $19 | $6 | $25 | 0.51% |
| LINDA WOODS3 | 3833 PALM ISLAND CT LAS VEGAS, NV 89147 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $19 | $5 | $24 | 0.49% |
| JOAN RANCE3 | 4562 PALM MESA DR LAS VEGAS, NV 89120 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13 | $2 | $15 | 0.31% |
| BENEFITTING YOU INC3 | 2497 CITRIS GARDEN CIRCLE HENDERSON, NV 89052 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $58 | $139 | $197 | 7.89% |
| AK VARGASON & ASSOCIATES3 | 13382 SW MACBETH DR TIGARD, OR 97224 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $159 | — | $159 | 6.37% |
| BARRETT INSURANCE SERVICES LLC3 | 8945 WEST RUSSELL RD LAS VEGAS, NV 89148 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $151 | — | $151 | 6.05% |
| LINDA WOODS3 | 3833 PALM ISLAND CT LAS VEGAS, NV 89147 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $75 | $20 | $95 | 3.80% |
| MICHELLE RENE PAYNE3 | 852 CANDIDO GARCIA AVE HENDERSON, NV 89015 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $44 | $47 | $91 | 3.64% |
| JOAN RANCE3 | 4562 PALM MESA DR LAS VEGAS, NV 89120 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $65 | $12 | $77 | 3.08% |
| NICOLE BLANCHARD3 | 228 WEST STAGECOACH FLATS AVE N. LAS VEGAS, NV 89031 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $21 | $9 | $30 | 1.20% |
| LAURA LETICIA RENOVA3 | 2048 AUDREY HEPBURN ST LAS VEGAS, NV 89142 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $21 | $6 | $27 | 1.08% |
| JENNIFER LIN KRAUS3 | 3713 COPPER KEG CT LAS VEGAS, NV 89129 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | $6 | $14 | 0.56% |
| CLAUDIA MONA VANDERVELD3 | 6124 PEGGOTTY AVE LAS VEGAS, NV 89130 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | $1 | $4 | 0.16% |
| AK VARGASON & ASSOCIATES3 | 13382 SW MACBETH DR TIGARD, OR 97224 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $110 | — | $110 | 5.29% |
| BARRETT INSURANCE SERVICES LLC3 | 8945 WEST RUSSELL RD LAS VEGAS, NV 89148 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $94 | — | $94 | 4.52% |
| BENEFITTING YOU INC3 | 2497 CITRIS GARDEN CIRCLE HENDERSON, NV 89052 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $32 | $40 | $72 | 3.46% |
| JOAN RANCE3 | 4562 PALM MESA DR LAS VEGAS, NV 89120 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $47 | $10 | $57 | 2.74% |
| CLAUDIA MONA VANDERVELD3 | 6124 PEGGOTTY AVE LAS VEGAS, NV 89130 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $33 | $6 | $39 | 1.87% |
| MICHELLE RENE PAYNE3 | 852 CANDIDO GARCIA AVE HENDERSON, NV 89015 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $23 | $14 | $37 | 1.78% |
| NICOLE BLANCHARD3 | 228 WEST STAGECOACH FLATS AVE N. LAS VEGAS, NV 89031 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | $4 | $11 | 0.53% |
| LAURA LETICIA RENOVA3 | 2048 AUDREY HEPBURN ST LAS VEGAS, NV 89142 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | $3 | $10 | 0.48% |
| LINDA WOODS3 | 3833 PALM ISLAND CT LAS VEGAS, NV 89147 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | $1 | $8 | 0.38% |
| JENNIFER LIN KRAUS3 | 3713 COPPER KEG CT LAS VEGAS, NV 89129 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | $1 | $6 | 0.29% |
| BENEFITTING YOU INC3 | 2497 CITRIS GARDEN CIRCLE HENDERSON, NV 89052 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $50 | $97 | $147 | 9.79% |
| LAURA LETICIA RENOVA3 | 2048 AUDREY HEPBURN ST LAS VEGAS, NV 89142 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $81 | $45 | $126 | 8.39% |
| AK VARGASON & ASSOCIATES3 | 13382 SW MACBETH DR TIGARD, OR 97224 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $116 | — | $116 | 7.73% |
| BARRETT INSURANCE SERVICES LLC3 | 8945 WEST RUSSELL RD LAS VEGAS, NV 89148 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $116 | — | $116 | 7.73% |
| JOAN RANCE3 | 4562 PALM MESA DR LAS VEGAS, NV 89120 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $72 | $10 | $82 | 5.46% |
| MICHELLE RENE PAYNE3 | 852 CANDIDO GARCIA AVE HENDERSON, NV 89015 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $35 | $32 | $67 | 4.46% |
| JENNIFER LIN KRAUS3 | 3713 COPPER KEG CT LAS VEGAS, NV 89129 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | $4 | $14 | 0.93% |
| NICOLE BLANCHARD3 | 228 WEST STAGECOACH FLATS AVE N. LAS VEGAS, NV 89031 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | $4 | $10 | 0.67% |
| LINDA WOODS3 | 3833 PALM ISLAND CT LAS VEGAS, NV 89147 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | $1 | $7 | 0.47% |
| JOAN RANCE3 | 4562 PALM MESA DR LAS VEGAS, NV 89120 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $96 | $18 | $114 | 16.57% |
| BENEFITTING YOU INC3 | 2497 CITRIS GARDEN CIRCLE HENDERSON, NV 89052 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $32 | $48 | $80 | 11.63% |
| AK VARGASON & ASSOCIATES3 | 13382 SW MACBETH DR I, OR 97224 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $73 | — | $73 | 10.61% |
| BARRETT INSURANCE SERVICES LLC3 | 8945 WEST RUSSELL RD LAS VEGAS, NV 89148 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $73 | — | $73 | 10.61% |
| MICHELLE RENE PAYNE3 | 852 CANDIDO GARCIA AVE HENDERSON, NV 89015 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $22 | $16 | $38 | 5.52% |
| LAURA LETICIA RENOVA3 | 2048 AUDREY HEPBURN ST LAS VEGAS, NV 89142 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | $9 | $12 | 1.74% |
| JENNIFER LIN KRAUS3 | 3713 COPPER KEG CT LAS VEGAS, NV 89129 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | $2 | $8 | 1.16% |
| LINDA WOODS3 | 3833 PALM ISLAND CT LAS VEGAS, NV 89147 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.58% |
| NICOLE BLANCHARD3 | 228 WEST STAGECOACH FLATS AVE N. LAS VEGAS, NV 89031 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | $1 | $4 | 0.58% |
| AK VARGASON & ASSOCIATES3 | 13382 SW MACBETH DR TIGARD, OR 97224 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $21 | — | $21 | 6.27% |
| BENEFITTING YOU INC3 | 2497 CITRIS GARDEN CIRCLE HENDERSON, NV 89052 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | $15 | $19 | 5.67% |
| BARRETT INSURANCE SERVICES LLC3 | 8945 WEST RUSSELL RD LAS VEGAS, NV 89148 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $18 | — | $18 | 5.37% |
| MICHELLE RENE PAYNE3 | 852 CANDIDO GARCIA AVE HENDERSON, NV 89015 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | $6 | $10 | 2.99% |
| NICOLE BLANCHARD3 | 228 WEST STAGECOACH FLATS AVE N. LAS VEGAS, NV 89031 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | $2 | $7 | 2.09% |
| LINDA WOODS3 | 3833 PALM ISLAND CT LAS VEGAS, NV 89147 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | $1 | $6 | 1.79% |
| LAURA LETICIA RENOVA3 | 2048 AUDREY HEPBURN ST LAS VEGAS, NV 89142 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | $1 | $6 | 1.79% |
| JOAN RANCE3 | 4562 PALM MESA DR LAS VEGAS, NV 89120 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $0 | $5 | $5 | 1.49% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 140 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 140 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | HEALTH PLAN OF NEVADA/ SIERRA HEALTH & LIFE | 33 | $215K |
| Dental | AMERITAS LIFE INSURANCE CORPORATION | 230 | $44K |
| Vision | AMERITAS LIFE INSURANCE CORPORATION | 230 | $44K |
| Prescription drug | HEALTH PLAN OF NEVADA/ SIERRA HEALTH & LIFE | 25 | $164K |
| Other(7 contracts) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 35 | $19K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 230 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.