| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | RELIASTAR LIFE INSURANCE COMPANY | $48K | — | $48K | 1.64% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731299 | HARTFORD LIFE AND ACCIDENT | — | $13K | $13K | 1.25% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | PO BOX 955816 SAINT LOUIS, MO 63195 | HARTFORD LIFE AND ACCIDENT | — | $2K | $2K | 0.22% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - ST. LOUIS, MO | 29840 NETWORK PLACE CHICAGO, IL 60673 | EYEMED VISION CARE | $8K | — | $8K | 4.74% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - ST. LOUIS, MO | 29840 NETWORK PLACE CHICAGO, IL 60673 | EYEMED VISION CARE | $7K | — | $7K | 4.30% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - ST. LOUIS, MO | 29840 NETWORK PLACE CHICAGO, IL 60673 | EYEMED VISION CARE | $918 | — | $918 | 5.54% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - ST. LOUIS, MO | 29840 NETWORK PLACE CHICAGO, IL 60673 | EYEMED VISION CARE | $857 | — | $857 | 7.02% |
| BRANCH BENEFITS CONSULTANTS3 | 4584 NORTH RANCHO DR LAS VEGAS, NV 89130 | METLIFE LEGAL PLANS | $1K | — | $1K | 15.03% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - ST. LOUIS, MO | 29840 NETWORK PLACE CHICAGO, IL 60673 | EYEMED VISION CARE | $34 | — | $34 | 3.05% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - ST. LOUIS, MO | 29840 NETWORK PLACE CHICAGO, IL 60673 | EYEMED VISION CARE | $14 | — | $14 | 8.14% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $1.2M |
| DELTA DENTAL INSURANCE COMPANY EIN 94-2761537 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $98K |
| PAYFLEX FSA EIN 91-1774434 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $91K |
| EXPRESS SCRIPTS, INC EIN 43-1420563 NONE | Direct payment from the plan; Plan Administrator Service code 14 | — | $50K |
| THE BANK OF NEW YORK MELLON EIN 13-5160382 NONE | Direct payment from the plan Service code 50 | — | $34K |
| AON BENFIELD EIN 36-4212192 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $15K |
| VISION SERVICE PLAN EIN 23-7089668 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $15K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,597 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,994 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 4,591 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision(8 contracts, 2 carriers) | EYEMED VISION CARE | 3,219 | $379K |
| Life insurance | RELIASTAR LIFE INSURANCE COMPANY | 7,120 | $2.9M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 2,328 | $1.0M |
| Other(2 contracts, 2 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 7,120 | $2.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,120 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.