| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | RELIASTAR LIFE INSURANCE COMPANY | — | $80K | $80K | 2.63% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731299 | HARTFORD LIFE AND ACCIDENT | — | $17K | $17K | 1.25% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | PO BOX 955816 SAINT LOUIS, MO 63195 | HARTFORD LIFE AND ACCIDENT | — | $3K | $3K | 0.22% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - ST. LOUIS, MO | 29840 NETWORK PLACE CHICAGO, IL 60673 | EYEMED VISION CARE | $10K | — | $10K | 3.92% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - ST. LOUIS, MO | 29840 NETWORK PLACE CHICAGO, IL 60673 | EYEMED VISION CARE | $10K | — | $10K | 4.27% |
| BRANCH BENEFITS CONSULTANTS3 | 4584 NORTH RANCHO DR LAS VEGAS, NV 89130 | METLIFE LEGAL PLANS | $5K | — | $5K | 6.36% |
| AON CONSULTING INC4 Filed as: AON RISK SERVICES CENTRAL INC | 1005 CONVENTION PLAZA ST. LOUIS, MO 63101 | METLIFE LEGAL PLANS | $2K | — | $2K | 2.31% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 2480 NORTH DECATUR BLVD. SUITE 140 LAS VEGAS, NV 89108 | METLIFE LEGAL PLANS | — | $111 | $111 | 0.14% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - ST. LOUIS, MO | 29840 NETWORK PLACE CHICAGO, IL 60673 | EYEMED VISION CARE | $461 | — | $461 | 2.87% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - ST. LOUIS, MO | 29840 NETWORK PLACE CHICAGO, IL 60673 | EYEMED VISION CARE | $592 | — | $592 | 4.22% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - ST. LOUIS, MO | 29840 NETWORK PLACE CHICAGO, IL 60673 | EYEMED VISION CARE | $18 | — | $18 | 2.92% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - ST. LOUIS, MO | 29840 NETWORK PLACE CHICAGO, IL 60673 | EYEMED VISION CARE | $9 | — | $9 | 1.96% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - ST. LOUIS, MO | 29840 NETWORK PLACE CHICAGO, IL 60673 | EYEMED VISION CARE | $5 | — | $5 | 3.85% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $1.3M |
| EXPRESS SCRIPTS, INC EIN 43-1420563 NONE | Plan Administrator; Direct payment from the plan Service code 14 | — | $456K |
| DELTA DENTAL INSURANCE COMPANY EIN 94-2761537 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $100K |
| PAYFLEX FSA EIN 91-1774434 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $96K |
| THE BANK OF NEW YORK MELLON EIN 13-5160382 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $35K |
| AON BENFIELD EIN 36-4212192 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $14K |
| VISION SERVICE PLAN EIN 23-7089668 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $13K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,652 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,946 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 4,598 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision(9 contracts, 2 carriers) | EYEMED VISION CARE | 3,312 | $627K |
| Life insurance | RELIASTAR LIFE INSURANCE COMPANY | 7,127 | $3.0M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 2,419 | $1.3M |
| Other(2 contracts, 2 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 7,127 | $3.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,127 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.