| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FRED MAXWELL - ACIUS GROUP3 Filed as: FRED MAXWELL | ACIUS GROUP SUITE 220 6800 BISHOP ROAD PLANO, TX 75024 | METROPOLITAN LIFE INSURANCE COMPANY | $78K | — | $78K | 2.98% |
| FRED MAXWELL - ACIUS GROUP3 Filed as: FRED MAXWELL | ACIUS GROUP SUITE 220 6800 BISHOP ROAD PLANO, TX 75024 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $143K | — | $143K | 41.79% |
| AXA ASSISTANCE, USA5 Filed as: AXA ASSISTANCE USA | 122 SOUTH MICHIGAN AVE SUITE 1100 CHICAGO, IL 606036115 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $1K | $1K | 0.34% |
| FRED MAXWELL - ACIUS GROUP3 Filed as: FRED MAXWELL | ACIUS GROUP SUITE 220 6800 BISHOP ROAD PLANO, TX 75024 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $50K | — | $50K | 23.29% |
| FRED MAXWELL - ACIUS GROUP3 Filed as: FRED MAXWELL | ACIUS GROUP SUITE 220 6800 BISHOP ROAD PLANO, TX 75024 | METROPOLITAN LIFE INSURANCE COMPANY | $188 | — | $188 | 14.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,248 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,766 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,014 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 4,482 | $2.9M |
| Long-term disability(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 4,482 | $2.8M |
| Other(4 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 4,482 | $3.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,482 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.