| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CLARK & ASSOCIATES3 | 5470 RENO CORPORATE DRIVE RENO, NV 89511 | PROMINENCE HEALTH PLAN | $141K | $0 | $141K | 2.08% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF NV, LLC | 5985 HOME GARDENS DR SUITE A RENO, NV 89502 | PROMINENCE HEALTH PLAN | $36K | $0 | $36K | 0.53% |
| L/P INSURANCE SERVICES3 Filed as: L&P INSURANCE SERVICES | 300 EAST 2ND STREET SUITE 1300 RENO, NV 89501 | PROMINENCE HEALTH PLAN | $26K | $0 | $26K | 0.38% |
| A AND H INSURANCE INC.3 Filed as: A AND H INSURANCE, INC. | PO BOX 7340 RENO, NV 89510 | PROMINENCE HEALTH PLAN | $21K | $0 | $21K | 0.31% |
| R&J INSURANCE SERVICES, LLC3 | PO BOX 34625 RENO, NV 89533 | PROMINENCE HEALTH PLAN | $16K | $0 | $16K | 0.24% |
| DILLON HEALTH, LLC3 | 329 FLINT STREET RENO, NV 89501 | PROMINENCE HEALTH PLAN | $16K | $0 | $16K | 0.24% |
| MCLELLAND, LAURIE3 | PO BOX 34570 RENO, NV 89502 | PROMINENCE HEALTH PLAN | $14K | $0 | $14K | 0.21% |
| LEAVITT GROUP3 Filed as: LEAVITT, BRENT | 2860 NATIONAL AVE PAHRUMP, NV 89048 | PROMINENCE HEALTH PLAN | $13K | $0 | $13K | 0.19% |
| LATOURRETTE, JOHN3 | PO BOX 40308 RENO, NV 89504 | PROMINENCE HEALTH PLAN | $10K | $0 | $10K | 0.15% |
| ACS BUSINESS INSURANCE SERVICES3 Filed as: ACS BUSINESS INS. SERVICES | 4868 SPARKS BLVD #100 SPARKS, NV 89436 | PROMINENCE HEALTH PLAN | $10K | $0 | $10K | 0.15% |
| MICHAEL DANIEL3 | 680 QUEEN WAY SPARKS, NV 89431 | PROMINENCE HEALTH PLAN | $9K | $0 | $9K | 0.13% |
| STRAIGHT ARROW INSURANCE SERVICES3 Filed as: STRAIGHT ARROW INSURANCE SERVICE | 1055 ROBERTA LANE SUITE 100 SPARKS, NV 89432 | PROMINENCE HEALTH PLAN | $8K | $0 | $8K | 0.12% |
| EMPLOYER BENEFITS, INC.3 Filed as: EMPLOYER BENEFITS INC. | 31 KEYSTONE AVE RENO, NV 89503 | PROMINENCE HEALTH PLAN | $8K | $0 | $8K | 0.12% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: HIGH ROCK SERIVCES LLC | 6190 MAE ANNE AVE SUITE 2 RENO, NV 89523 | PROMINENCE HEALTH PLAN | $8K | $0 | $8K | 0.12% |
| COMSTOCK INSURANCE3 | 9424 DOUBLE R BLVD RENO, NV 89511 | PROMINENCE HEALTH PLAN | $6K | $0 | $6K | 0.09% |
| VICKI COX3 | PO BOX 61016 RENO, NV 89506 | PROMINENCE HEALTH PLAN | $6K | $0 | $6K | 0.09% |
| SENIOR INSURANCE AGENCY3 | 1255 N MCCARRAN BLVD SPARKS, NV 89431 | PROMINENCE HEALTH PLAN | $6K | $0 | $6K | 0.08% |
| HENDRICKS & ASSOCIATES3 | PO BOX 3077 RENO, NV 89505 | PROMINENCE HEALTH PLAN | $4K | $0 | $4K | 0.06% |
| WALLACE, MICHAEL3 | 50 W LIVERTY STREET SUITE 500 RENO, NV 89501 | PROMINENCE HEALTH PLAN | $4K | $0 | $4K | 0.06% |
| HEALTH BENEFITS ASSOCIATES3 Filed as: HEALTH BENEFITS ASSOCIATES INC. | 3716 LAKESIDE DR NO. 100 RENO, NV 89509 | PROMINENCE HEALTH PLAN | $4K | $0 | $4K | 0.06% |
| SMITH, ROBERT3 | PO BOX 5996 RENO, NV 89513 | PROMINENCE HEALTH PLAN | $3K | $0 | $3K | 0.05% |
| AGENCY, INSPIRION INS. SOLUTIONS3 | 8965 S EASTERN AVE SUITE 260 LAS VEGAS, NV 89123 | PROMINENCE HEALTH PLAN | $3K | $0 | $3K | 0.05% |
| LANGLANDS & ASSOCIATES3 | 1664 US HIGHWAY 395 N. #701 MINDEN, NV 89423 | PROMINENCE HEALTH PLAN | $3K | $0 | $3K | 0.04% |
| WESTERN BENEFIT INSURANCE SERVICES3 | 1604 LOU CT. FERNLEY, NV 89408 | PROMINENCE HEALTH PLAN | $3K | $0 | $3K | 0.04% |
| NEVADA RURAL HOSPITAL PARTNERS3 | 4600 KIETZKE LANE SUITE I-209 RENO, NV 89502 | PROMINENCE HEALTH PLAN | $2K | $0 | $2K | 0.04% |
| JEWELS BENEFITS3 | 2613 EMPIRE RANCH RD CARSON CITY, NV 89701 | PROMINENCE HEALTH PLAN | $2K | $0 | $2K | 0.03% |
| THE LAUGHTON COMPANY3 | 140 WASHINGTON STREET RENO, NV 89503 | PROMINENCE HEALTH PLAN | $2K | $0 | $2K | 0.03% |
| ASSET SOLUTIONS GROUP INC.3 | 1695 MEADOW WOOD LANE, #2 RENO, NV 89502 | PROMINENCE HEALTH PLAN | $2K | $0 | $2K | 0.03% |
| CLINT D DUROCHER INS. AGENCY3 | 190 W HUFFAKER LN SUITE 4 RENO, NV 89511 | PROMINENCE HEALTH PLAN | $2K | $0 | $2K | 0.03% |
| MFG LLC3 Filed as: MFG BENEFITS, LLC | 1325 AIRMOTIVE WAY SUITE 390 RENO, NV 89502 | PROMINENCE HEALTH PLAN | $2K | $0 | $2K | 0.02% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: CRAGIN & PIKE INC. | 2603 W CHARLESTON BLVD LAS VEGAS, NV 89102 | PROMINENCE HEALTH PLAN | $1K | $0 | $1K | 0.02% |
| BREEN INSURANCE, INC.3 | PO BOX 6597 RENO, NV 89513 | PROMINENCE HEALTH PLAN | $1K | $0 | $1K | 0.02% |
| FLYNN & PIEL INSURANCE SERVICES LLC3 Filed as: FLYNN, PATRICK | 10809 THORMINT RD SUITE 100 SAN DIEGO, CA 92127 | PROMINENCE HEALTH PLAN | $1K | $0 | $1K | 0.02% |
| PCF INSURANCE SERVICES OF THE WEST3 Filed as: PCF INS SERV WEST DBA CLARK ASSOC | 5470 RENO CORPORATE DRIVE RENO, NV 89511 | PROMINENCE HEALTH PLAN | $300 | $0 | $300 | 0.00% |
| ESPINAL-AGUERRE, GINA3 | 1568 ORCA WAY RENO, NV 89506 | PROMINENCE HEALTH PLAN | $280 | $0 | $280 | 0.00% |
| ASPEN INSURANCE SERVICES, INC3 Filed as: ASPEN INSURANCE SERVICES | PO BOX 20069 RENO, NV 89515 | PROMINENCE HEALTH PLAN | $275 | $0 | $275 | 0.00% |
| THE LAZZARONE GROUP, LLC3 | 3716 LAKESIDE DR NO. 200 RENO, NV 89509 | PROMINENCE HEALTH PLAN | $237 | $0 | $237 | 0.00% |
| HENKES WELSH INSURANCE INC.3 | PO BOX 11455 RENO, NV 89510 | PROMINENCE HEALTH PLAN | $236 | $0 | $236 | 0.00% |
| INSURANCE, MIKE MENATH3 | 333 VILLAGE BLVD. #203 INCLINE VILLAGE, NV 89451 | PROMINENCE HEALTH PLAN | $221 | $0 | $221 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,877 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 10 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,887 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PROMINENCE HEALTH PLAN | 1,877 | $6.8M |
| Prescription drug | PROMINENCE HEALTH PLAN | 1,877 | $6.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,877 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.