| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HCP NATIONAL INSURANCE SERVICES INC | P.O. BOX 610185 SAN JOSE, CA 95161 | IRONSHORE INDEMNITY INC | $18K | — | $18K | — |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HCP NATIONAL INSURANCE SERVICES INC EIN 95-4475799 NONE | Insurance agents and brokers Service code 22 | 16-A JOURNEY STE 150 ALISO VIEJO, CA 92656 | $204K |
| LIVE OAK MEWA MANAGEMENT LLC EIN 88-4183577 NONE | Custodial (securities); Contract Administrator Service code 13 | 1115 N CAUSEWAY BLVD STE 100 MANDEVILLE, LA 70471 | $157K |
| MCGRIFF EIN 56-1623293 NONE | Plan Administrator; Insurance agents and brokers Service code 14 | 405 E SAINT PETER ST NEW IBERIA, LA 70560 | $101K |
| BLUE CROSS AND BLUE SHIELD OF LOUIS EIN 82-2726860 NONE | Insurance services; Claims processing Service code 12 | 5525 REITZ AVE BATON ROUGE, LA 70809 | $78K |
| WINDSOR STRATEGY PARTNERS INC EIN 81-0912547 NONE | Actuarial Service code 11 | 777 ALEXANDER RD STE 201 PRINCETON, NJ 08540 | $71K |
| STRATEGIC UNDERWRITING SOLUTION EIN 42-1144827 NONE | Insurance services Service code 23 | 2593 DEVELOPMENT DR BELLEVUE, WA 54311 | $24K |
| GENOVA BURNS EIN 22-2940404 NONE | Legal Service code 29 | 494 BROAD ST NEWARK, NJ 07102 | $17K |
| HELENE CERISE LLC EIN 47-5193958 NONE | Accounting (including auditing) Service code 10 | 7 COLONIAL CLUB DR HARAHAN, LA 70123 | $17K |
| RICHARD CPAS, LLC TAXED AS A PARTNE EIN 82-2560138 NONE | Accounting (including auditing) Service code 10 | 3421 N CAUSEWAY BLVD STE 601 METAIRIE, LA 70002 | $13K |
| KARL HANSON EIN 72-1175669 NONE | Consulting (general) Service code 16 | 3555 LOYOLA DR STE C KENNER, LA 70065 | $12K |
| AAJ COMPUTER SERVICES INC EIN 65-0762524 NONE | Other services Service code 49 | 500 W CYPRESS CREEK RD STE 570 FORT LAUDERDALE, FL 33309 | $12K |
| EISNER AMPER LLP TAXED AS PARTNERSH EIN 92-3320348 NONE | Accounting (including auditing) Service code 10 | 8550 UNITED PLAZA BLVD STE 1001 BATON ROUGE, LA 70809 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 152 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 152 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | IRONSHORE INDEMNITY INC | 151 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 151 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.