Welfare broker

HCP NATIONAL INSURANCE SERVICES INC

Mailing address (most recent filing)

P.O. BOX 610185

SAN JOSE, CA 95161

Total comp: $18K
Commissions: $18K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where HCP NATIONAL INSURANCE SERVICES INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

LIBERTY MUTUAL ASSURANCE COMPANY OF BOSTON100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
LIBERTY MUTUAL ASSURANCE COMPANY OF BOSTON	1	$0	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
LA	1	$0	0.1%	127.11x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of HCP NATIONAL INSURANCE SERVICES INC's plans by broker comp / premium ratio. Median n/a vs welfare-wide median 6.29% (n=0).

Prospect-flag exposure · vs market baseline

Share of HCP NATIONAL INSURANCE SERVICES INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where HCP NATIONAL INSURANCE SERVICES INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
LOUISIANA STATE MEDICAL SOCIETY ADVANTAGE PHYSICIANS HEALTHCARE TRUST	LA	$0	$18K	IRONSHORE INDEMNITY INC