See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SAVERX | Claims processing Service code 12 | 224 NORTH PARK AVE FREMONT, NE 68025 | $2.1M |
| CIGNA HEALTH & LIFE INSURANCE CO EIN 59-1031071 | Contract Administrator; Non-monetary compensation; Direct payment from the plan; Claims processing; Named fiduciary; Participant communication; Float revenue; Other services Service code 12 | — | $672K |
| BENESYS ADMINISTRATORS | Claims processing Service code 12 | 700 TOWER DRIVE STE 300 TROY, MI 480982808 | $597K |
| MMPL | Legal Service code 29 | 2101 FOURTH AVENUE STE 2170 SEATTLE, WA 98121 | $216K |
| RAEL LETSON | Actuarial Service code 11 | 378 VINTAGE PARK DRIVE FROST CITY, CA 94404 | $125K |
| SEGALL BRYANT & HAMILL EIN 35-2679129 | Investment management Service code 28 | — | $34K |
| TELADOC HEALTH INC EIN 04-3705970 | Claims processing Service code 12 | 2 MANHATTANVILLE RD PURCHASE, NY 10577 | $31K |
| NEPC, LLC EIN 26-1429809 | Investment advisory (plan) Service code 27 | ONE MAIN STREET CAMBRIDGE, MA 02142 | $30K |
| NEEDLES & ASSOCIATES, LLC | Accounting (including auditing) Service code 10 | 350 INTERLOCKEN BLVD S220 BROOMFIELD, CO 80021 | $12K |
| US BANK EIN 93-0826646 | Investment management Service code 28 | 555 SOUTHWEST OAK PORTLAND, OR 97204 | $7K |
| HAYNIE & COMPANY | Accounting (including auditing) Service code 10 | 1785 WEST 2300 SOUTH SALT LAKE CITY, UT 84119 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,373 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 56 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,429 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | UNITEDHEALTH CARE INSURANCE COMPANY | 1,396 | $65K |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 1,448 | $1.2M |
| Other(2 contracts) | UNITEDHEALTH CARE INSURANCE COMPANY | 1,396 | $84K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,448 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.