| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC. | 200 GALLERIA PARKWAY, STE 1950 ATLANTA, GA 30339 | FIRST UNUM LIFE INSURANCE COMPANY | $106K | $42K | $149K | 7.00% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC. | 201 GALLERIA PARKWAY, STE 1950 ATLANTA, GA 30339 | GROUP INSURANCE TRUST OF THE CALIFORNIA SOCIETY OF CPAS | $82K | — | $82K | 5.75% |
| FREDRIC J LAFFIE3 | 6800 JERICHO TPKE STE 202W SYOSSET, NY 11791 | UNITEDHEALTHCARE INSURANCE COMPANY | $32K | — | $32K | 3.43% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC NJ NY | 1787 SENTRY PKWY W STE 320 BLUE BELL, PA 19422 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $9K | $9K | 0.92% |
| WILLIAM F SALMON3 Filed as: WILLIAM F. SALMON | 2301 SUGAR BUSH ROAD, SUITE 22 RALEIGH WAKE, NC 27612 | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | $10K | — | $10K | 1.13% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PARKWAY, STE 1950 ATLANTA, GA 30339 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $29K | — | $29K | 9.00% |
| JAMIESON AND ASSOCIATES LTD3 | 1 NORTHFIELD PLAZA SUITE 430 NORTHFIELD, IL 60093 | BLUECROSS BLUESHIELD OF ILLINOIS | $10K | — | $10K | 3.35% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PARKWAY,STE 1950 ATLANTA, GA 30339 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $13K | — | $13K | 5.68% |
| GILSBAR, LLC3 Filed as: GILSBAR LLC | 2100 COVINGTON CENTRE COVINGTON, LA 70433 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $10K | — | $10K | 4.18% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC | 200 GALLERIA PARKWAY SE STE 1950 ATLANTA, GA 30339 | VISION SERVICE PLAN | $4K | — | $4K | 1.96% |
| MARSH & MCLENNAN AGENCY LLC3 | 2301 SUGAR BUSH RD STE 600 RALEIGH, NC 27612 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $25K | $5K | $30K | 15.67% |
| THE PRIESTLEY COMPANY3 Filed as: THE PRIESTLEY CO | 3500 BLUE LAKE DR STE 280 BIRMINGHAM, AL 35243 | SUN LIFE ASSURANCE COMPANY OF CANADA | $15K | — | $15K | 16.07% |
| CHRISTOPHER J. FLETCHER3 Filed as: CHRISTOPHER JOHN FLETCHER | PO BOX 2828 EAST SETAUKET, NY 11733 | KAISER FOUNDATION HEALTH PLAN, INC. | $3K | — | $3K | 4.07% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC | 200 GALLERIA PARKWAY, STE 1950 ATLANTA, GA 30339 | KAISER FOUNDATION HEALTH PLAN, INC. | $2K | — | $2K | 2.82% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC. | 200 GALLERIA PARKWAY, STE 1950 ATLANTA, GA 30339 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $3K | $7K | 10.91% |
| EMERSON REID LLC3 | 1787 SENTRY PKWY W VEVA 16 SUITE 320 BLUE BELL, PA 19422 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $8K | $2K | $10K | 18.82% |
| PROGRESSIVE BENEFIT SOL3 | 2301 SUGAR BUSH RD #220 RALEIGH, NC 27612 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | $700 | — | $700 | 10.86% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,963 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 49 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 46 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,058 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(10 contracts, 8 carriers) | GROUP INSURANCE TRUST OF THE CALIFORNIA SOCIETY OF CPAS | 213 | $6.0M |
| Dental(6 contracts, 4 carriers) | GROUP INSURANCE TRUST OF THE CALIFORNIA SOCIETY OF CPAS | 3,370 | $2.4M |
| Vision(5 contracts, 5 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 1,301 | $653K |
| Life insurance(3 contracts, 2 carriers) | FIRST UNUM LIFE INSURANCE COMPANY | 2,602 | $2.4M |
| Short-term disability(5 contracts, 4 carriers) | FIRST UNUM LIFE INSURANCE COMPANY | 2,602 | $2.5M |
| Long-term disability(4 contracts, 3 carriers) | FIRST UNUM LIFE INSURANCE COMPANY | 2,602 | $2.5M |
| Prescription drug(8 contracts, 7 carriers) | GROUP INSURANCE TRUST OF THE CALIFORNIA SOCIETY OF CPAS | 213 | $5.6M |
| Other(6 contracts, 4 carriers) | FIRST UNUM LIFE INSURANCE COMPANY | 2,602 | $4.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,370 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.