| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IRONWOOD BENEFITS ADVISORY SERVICES3 Filed as: IRONWOOD BENEFITS ADVISORY SERV LLC | 3715 NORTHSIDE PKWY NW STE 1-500 ATLANTA, GA 30327 | AETNA HEALTH, INC. | $14K | $15K | $29K | 1.18% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GROUP | 8401 73RD AVENUE NORTH BROOKLYN PARK, MN 55428 | PREFERREDONE COMMUNITY HEALTH PLAN | $10K | — | $10K | 4.01% |
| STRATEGIC EMPLOYEE BENEFIT SERVICES3 Filed as: STRATEGIC EMPLOYEE BENEFIT SERV INC | 6433 SYCAMORE COURT NORTH MAPLE GROVE, MN 55369 | PREFERREDONE COMMUNITY HEALTH PLAN | $6K | — | $6K | 2.14% |
| CONNER HEALTH AND BENEFITS INC.3 Filed as: CONNER | 3715 NORTHSIDE PKWY NW BLDG 100-500 ATLANTA, GA 303272868 | OPTIMA HEALTH PLAN | $0 | — | $0 | 0.00% |
| BENEFITS ADVISORY SERVICE, INC3 Filed as: BENEFITS ADVISORY SERVICE | 3715 NORTHSIDE PKWY NW BLDG 100-500 ATLANTA, GA 303272868 | OPTIMA HEALTH PLAN | $0 | — | $0 | 0.00% |
| STRATEGIC EMPLOYEE BENEFIT SERVICES3 | 6433 SYCAMORE COURT NORTH MAPLE GROVE, MN 55369 | DELTA DENTAL OF MINNESOTA | $2K | — | $2K | 6.37% |
| IRONWOOD BENEFITS ADVISORY SERVICES3 Filed as: IRONWOOD BENEFITS ADVISORY SVCS | 3715 NORTHSIDE PKWY, NW SUITE 1-500 ATLANTA, GA 30327 | DELTA DENTAL OF MINNESOTA | $987 | — | $987 | 3.34% |
| STRATEGIC EMPLOYEE BENEFIT SERVICES3 | MINNESOTA INC. 6433 SYCAMORE COURT NORTH MAPLE GROVE, MN 55369 | UNION SECURITY INSURANCE COMPANY | $2K | — | $2K | 6.55% |
| IRONWOOD BENEFITS ADVISORY SERVICES3 Filed as: IRONWOOD BENEFITS ADVISORY SERV LLC | 3715 NORTHSIDE PKWY NW SUITE 1-500 ATLANTA, GA 30327 | UNION SECURITY INSURANCE COMPANY | $1K | $107 | $1K | 5.11% |
| CONNER HEALTH AND BENEFITS INC.3 Filed as: CONNER | 3715 NORTHSIDE PKWY NW BLDG 100-500 ATLANTA, GA 303272868 | OPTIMA HEALTH PLAN | $0 | — | $0 | 0.00% |
| BENEFITS ADVISORY SERVICE, INC3 Filed as: BENEFITS ADVISORY SERVICE | 3715 NORTHSIDE PKWY NW BLDG 100-500 ATLANTA, GA 303272868 | OPTIMA HEALTH PLAN | $0 | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 298 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 298 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | AETNA HEALTH, INC. | 550 | $2.9M |
| Dental(2 contracts, 2 carriers) | AETNA HEALTH, INC. | 550 | $2.5M |
| Vision | AETNA HEALTH, INC. | 550 | $2.5M |
| Life insurance(2 contracts, 2 carriers) | AETNA HEALTH, INC. | 550 | $2.5M |
| Short-term disability | AETNA HEALTH, INC. | 550 | $2.5M |
| Long-term disability(2 contracts, 2 carriers) | AETNA HEALTH, INC. | 550 | $2.5M |
| Other(2 contracts, 2 carriers) | AETNA HEALTH, INC. | 550 | $2.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 550 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.