| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GCG FINANCIAL LLC Filed as: BENEFIT COMMERCE GRP, AN ALERA GRP | 16220 N SCOTTSDALE RD SUITE 100 SCOTTSDALE, AZ 85254 | BLUE CROSS BLUE SHIELD OF ARIZONA | $43K | $0 | $43K | 5.01% |
| GCG FINANCIAL LLC3 Filed as: BENEFIT COMMERCE GRP, AN ALERA GRP | 16220 N SCOTTSDALE RD STE 100 SCOTTSDALE, AZ 85254 | SUN LIFE ASSURANCE COMPANY OF CANADA | $13K | $0 | $13K | 11.28% |
| GCG FINANCIAL LLC Filed as: BENE COMM GRP AN ALERA GRP ACY LLC | 14300 N NORTHSIGHT BLVD #221 SCOTTSDALE, AZ 85260 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 3.36% |
| JARCEY RODRIGUEZ | 3970 W 24TH ST YUMA, AZ 85364 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 2.09% |
| KASIE L RODRIGUEZ | 3752 W 12TH STREET YUMA, AZ 85364 | CONTINENTAL AMERICAN INSURANCE COMPANY | $822 | $0 | $822 | 1.67% |
| FILIPE A COELHO | 4515 S MCCLINTOCK DR STE 212 TEMPE, AZ 85282 | CONTINENTAL AMERICAN INSURANCE COMPANY | $308 | $0 | $308 | 0.63% |
| ROCHELLE R MAURER | 110 SUTTER ST APT 25 TEHACHAPI, CA 93561 | CONTINENTAL AMERICAN INSURANCE COMPANY | $131 | $0 | $131 | 0.27% |
| SETH G KNOWLTON | PO BOX 68766 TUCSON, AZ 85737 | CONTINENTAL AMERICAN INSURANCE COMPANY | $38 | $0 | $38 | 0.08% |
| KELLY MCGARRY | 4750 N ORACLE RD SUITE #214 TUCSON, AZ 85705 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | $0 | $8 | 0.02% |
| LOURDES FRANCO | 11512 E 28TH PL YUMA, AZ 85367 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | $0 | $5 | 0.01% |
| FILIPE A COELHO | 4515 S MCCLINTOCK DR STE 212 TEMPE, AZ 85282 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | $0 | $3 | 0.01% |
| SCOTT REEVES | 11512 E. 28TH PLACE YUMA, AZ 85367 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | $0 | $2 | 0.00% |
| RONAL K MARTIN | 1522 E 27TH ST YUMA, AZ 85365 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | $0 | $1 | 0.00% |
| KARA A LANGEVIN | 3649 HOLLISTER DR UNIT B LAKE HAVASU CITY, AZ 86406 | CONTINENTAL AMERICAN INSURANCE COMPANY | -$2 | $0 | -$2 | -0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 249 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 249 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ARIZONA | 144 | $850K |
| Dental | SUN LIFE ASSURANCE COMPANY OF CANADA | 320 | $114K |
| Vision | SUN LIFE ASSURANCE COMPANY OF CANADA | 320 | $114K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 320 | $114K |
| Short-term disability | CONTINENTAL AMERICAN INSURANCE COMPANY | 104 | $49K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF ARIZONA | 144 | $850K |
| Other(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 320 | $163K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 320 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.