| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MORETON & COMPANY3 | PO BOX 58139 SALT LAKE CITY, UT 84158 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | — | $172K | $172K | 1.73% |
| GBS BENEFITS INC3 | 465 S 400 E STE 300 SALT LAKE CITY, UT 84111 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | — | $86K | $86K | 0.87% |
| MORETON & COMPANY3 | PO BOX 58139 SALT LAKE CITY, UT 84158 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $68K | — | $68K | 8.65% |
| GBS BENEFITS INC3 | 525 EAST 100 S #200 SALT LAKE CITY, UT 84102 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $57K | — | $57K | 7.25% |
| MORETON & COMPANY3 Filed as: FRED A MORETON & CO | 709 E SOUTH TEMPLE SALT LAKE CITY, UT 84102 | KAISER FOUNDATION HEALTH PLAN INC | $14K | $3K | $17K | 2.31% |
| GBS BENEFITS INC3 Filed as: GBS BENEFITS, INC | 465 S 400 E STE 300 SALT LAKE CITY, UT 84111 | KAISER FOUNDATION HEALTH PLAN INC | $6K | — | $6K | 0.80% |
| MORETON & COMPANY3 Filed as: FRED A MORETON & CO | 709 E SOUTH TEMPLE SALT LAKE CITY, UT 84102 | KAISER FOUNDATION HEALTH PLAN INC | $14K | $3K | $17K | 2.45% |
| GBS BENEFITS INC3 Filed as: GBS BENEFITS, INC | 465 S 400 E STE 300 SALT LAKE CITY, UT 84111 | KAISER FOUNDATION HEALTH PLAN INC | $6K | — | $6K | 0.78% |
| MORETON & COMPANY3 Filed as: FRED A MORETON & CO. | PO BOX 58139 SALT LAKE CITY, UT 84158 | TOWN & COUNTRY LIFE INSURANCE COMPANY | $19K | — | $19K | 2.65% |
| GBS BENEFITS INC3 | 465 S 400 E SUITE 300 SALT LAKE CITY, UT 84111 | TOWN & COUNTRY LIFE INSURANCE COMPANY | $9K | — | $9K | 1.35% |
| MORETON & COMPANY3 Filed as: FRED A MORETON & COMPANY | 709 E SOUTH TEMPLE SALT LAKE CITY, UT 84102 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $6K | $138 | $6K | 1.66% |
| GBS BENEFITS INC3 Filed as: GBS BENEFITS | 465 S 400 EAST SUITE 300 SALT LAKE CITY, UT 84111 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $4K | — | $4K | 1.11% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,553 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,553 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 1,183 | $11.8M |
| Dental | TOWN & COUNTRY LIFE INSURANCE COMPANY | 1,054 | $702K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 1,723 | $790K |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 1,723 | $790K |
| Short-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 1,723 | $790K |
| Other | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 1,723 | $790K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,723 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.