| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER (SLC) | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | SELECTHEALTH | $24K | — | $24K | 2.72% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER (SLC) | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | SELECTHEALTH | $5K | — | $5K | 2.55% |
| THE BROADBENT GROUP LLC3 | 40 WEST CACHE VALLEY BLVD BLDG 3A LOGAN, UT 84341 | HARTFORD LIFE AND ACCIDENT | $6K | — | $6K | 12.08% |
| DEE R BROADBENT3 | BROADBENT FINANCIAL SERVICES 40 WEST CACHE VALLEY BVLD BLDG 3A LOGAN, UT 84341 | HARTFORD LIFE AND ACCIDENT | $3K | — | $3K | 11.66% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 114 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 115 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | SELECTHEALTH | 266 | $1.0M |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 115 | $26K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 114 | $49K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 266 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.