| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 | 95 SOUTH STATE STREET SUITE 1300 SALT LAKE CITY, UT 84111 | AMERITAS LIFE INSURANCE CORP | $63K | $0 | $63K | 22.46% |
| IMA, INC.3 | 1705 17TH STREET SUITE 100 DENVER, CO 80202 | AMERITAS LIFE INSURANCE CORP | $0 | $11K | $11K | 3.82% |
| IMA, INC.3 | 95 SOUTH STATE STREET SUITE 1300 SALT LAKE CITY, UT 84111 | HARTFORD LIFE AND ACCIDENT | $10K | $0 | $10K | 5.14% |
| IMA, INC.3 | 430 EAST DOUGLAS SUITE 400 WICHITA, KS 67202 | HARTFORD LIFE AND ACCIDENT | $0 | $5K | $5K | 2.62% |
| DENISE ABBOTT3 | 2010 WEST 3200 SOUTH LOGAN, UT 84321 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10K | $0 | $10K | 16.59% |
| CLINT ERIC WEIGHT3 | 706 SOUTH 320 EAST SALEM, UT 84653 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 3.45% |
| DWAYNE R MARTINEZ3 Filed as: DWAYNE ROBERT MARTINEZ | 597 WEST 475 NORTH CLEARFIELD, UT 84015 | CONTINENTAL AMERICAN INSURANCE COMPANY | $977 | $0 | $977 | 1.62% |
| DIVERSIFIED INSURANCE GROUP3 Filed as: DIVERSIFIED INS BENEFIT SERVICES | 136 EAST SOUTH TEMPLE SUITE 2300 SALT LAKE CITY, UT 84111 | CONTINENTAL AMERICAN INSURANCE COMPANY | $556 | $0 | $556 | 0.92% |
| DANIEL T MOORE3 Filed as: DANIEL T. MOORE | 8792 CLUBHOUSE LANE EAGLE MOUNTAIN, UT 84005 | CONTINENTAL AMERICAN INSURANCE COMPANY | $263 | $0 | $263 | 0.44% |
| SETHINA ESCH3 | 248 WEST 300 NORTH SANTAQUIN, UT 84655 | CONTINENTAL AMERICAN INSURANCE COMPANY | $242 | $0 | $242 | 0.40% |
| DENISE ABBOTT4 | 2010 WEST 3200 SOUTH LOGAN, UT 84321 | PRE-PAID LEGAL SERVICES INC DBA LEGAL SHIELD | $967 | $0 | $967 | 15.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 753 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 753 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AMERITAS LIFE INSURANCE CORP | 1,003 | $279K |
| Vision | AMERITAS LIFE INSURANCE CORP | 1,003 | $279K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 753 | $195K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 753 | $195K |
| Other(4 contracts, 4 carriers) | HARTFORD LIFE AND ACCIDENT | 1,920 | $276K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,920 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.