| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MORETON & COMPANY3 | PO BOX 58139 SALT LAKE, UT 84159 | SELECTHEALTH | $9K | $3K | $12K | 3.60% |
| MORETON & COMPANY3 | PO BOX 58139 SLC, UT 84158 | SELECTHEALTH | $8K | $3K | $11K | 3.79% |
| MORETON & COMPANY3 | PO BOX 58139 SALT LAKE, UT 84158 | SELECTHEALTH | $9K | $3K | $12K | 5.23% |
| MORETON & COMPANY3 | PO BOX 58139 SLC, UT 84158 | SELECTHEALTH | $3K | $1K | $4K | 3.60% |
| MORETON & COMPANY3 Filed as: FRED A MORETON & COMPANY | PO BOX 58139 SLC, UT 84158 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $3K | $0 | $3K | 10.00% |
| AXA ASSISTANCE, USA3 | 122 SOUTH MICHIGAN AVE STE 1100 CHICAGO, IL 60603 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $82 | $82 | 0.29% |
| MORETON & COMPANY3 | 101 SOUTH 200 EAST STE 300 SLC, UT 84111 | OPTICARE OF UTAH | $755 | $0 | $755 | 10.00% |
| MORETON & COMPANY3 | 101 S 200 E STE 300 SLC, UT 84111 | SELECT BENEFITS GROUP, INC., DBA DENTAL SELECT | $2K | $0 | $2K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 204 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 204 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts) | SELECTHEALTH | 92 | $955K |
| Dental | SELECT BENEFITS GROUP, INC., DBA DENTAL SELECT | 127 | $0 |
| Vision | OPTICARE OF UTAH | 73 | $8K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 204 | $28K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 204 | $28K |
| Other | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 204 | $28K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 204 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.