| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (UT) INC. | 3900 N. TRAVERSE MOUNTAIN BLVD STE LEHI, UT 84043 | SELECTHEALTH | $33K | $11K | $44K | 3.41% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES / LYLE SWENS | 3900 N. TRAVERSE MOUNTAIN BLVD, SUI LEHI, UT 84043 | EDUCATORS MUTUAL PLANS LIFE, ACCIDENT AND HEALTH, INC | $4K | — | $4K | 5.00% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (UT) INC. | 3900 N. TRAVERSE MOUNTAIN BLVD STE LEHI, UT 84043 | SELECTHEALTH | $736 | $246 | $982 | 3.27% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (UT), INC | 3900 N TRAVERSE MT BLVD STE 30 LEHI, UT 84043 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 12.60% |
| NFP INSURANCE SERVICES INC3 | BLDG 2 STE 125 1250 CAPITAL OF TX HWY AUSTIN, TX 78746 | STANDARD INSURANCE COMPANY | $353 | — | $353 | 1.28% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (UT), INC | 3900 N TRAVERSE MT BLVD STE 30 LEHI, UT 84043 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 8.06% |
| NFP INSURANCE SERVICES INC3 | BLDG 2 STE 125 1250 CAPITAL OF TX HWY AUSTIN, TX 78746 | STANDARD INSURANCE COMPANY | $372 | — | $372 | 1.57% |
| FIRST WEST BENEFIT SOLUTIONS3 Filed as: FIRST WEST BENEFIT SOLUTIONS-OREM,U | 1139 SOUTH OREM BLVD. OREM, UT 84058 | EYEMED VISION CARE ON BEHALF OF THE FIDELITY SECURITY LIFE INSURANCE C | $1K | — | $1K | 9.90% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 173 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 173 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | SELECTHEALTH | 329 | $1.3M |
| Dental | EDUCATORS MUTUAL PLANS LIFE, ACCIDENT AND HEALTH, INC | 339 | $89K |
| Vision | EYEMED VISION CARE ON BEHALF OF THE FIDELITY SECURITY LIFE INSURANCE C | 209 | $12K |
| Life insurance | STANDARD INSURANCE COMPANY | 183 | $24K |
| Long-term disability | STANDARD INSURANCE COMPANY | 183 | $28K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 339 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.