| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GBS BENEFITS INC3 | 465 S 400 E STE 300 SALT LAKE CITY, UT 84111 | UNITEDHEALTHCARE INSURANCE COMPANY | $23K | — | $23K | 2.30% |
| FRINGE BENEFIT ANALYSTS LLC3 Filed as: FRINGE BENEFIT ANALYSTS, LLC | 393 W. GORDON AVE, STE 1 LAYTON, UT 84041 | UNITEDHEALTHCARE INSURANCE COMPANY | $18K | $599 | $18K | 1.81% |
| BILIL R. SCHNUPP3 | PO BOX 9406 BOISE, ID 83707 | BLUE CROSS OF IDEAO HEALTH SERVICE, INC. | $19K | — | $19K | 5.16% |
| FRINGE BENEFIT ANALYSTS LLC3 Filed as: FRINGE BENEFIT ANALYSTS, LLC | — | ACE AMERICAN INSURANCE COMPANY | $5K | — | $5K | 7.00% |
| FIELDING LANDON - 65249S3 | HANNAH 465 S 400 E SUITE 300 SALT LAKE CITY, UT 84111 | KANSAS CITY LIFE INSURANCE COMPANY | $2K | — | $2K | 6.02% |
| SCHNUPP WILLIAM 63586S3 | KIM KILLEEN 10326 W. ALTAIR DR. STAR, ID 83669 | KANSAS CITY LIFE INSURANCE COMPANY | $1K | — | $1K | 4.16% |
| LONI MCGREGORINC3 | 228 E GOLDEN WILLOW CIRCLE SANDY, UT 84070 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 11.57% |
| NEENA W BEVERLY3 | 1888 E 6400 S HOLLADAY, UT 84121 | CONTINENTAL AMERICAN INSURANCE COMPANY | $260 | — | $260 | 1.02% |
| GBS BENEFITS INC3 Filed as: GBS BENEFITS,INC | 465 S. 400E. STE 300 SALT LAKE CITY, UT 84111 | CONTINENTAL AMERICAN INSURANCE COMPANY | $242 | — | $242 | 0.95% |
| CLINT WEIGHT3 | 745 S 180WEST SALEM, UT 84653 | CONTINENTAL AMERICAN INSURANCE COMPANY | $170 | — | $170 | 0.67% |
| TODD E SHENBERGER3 | 3620 WYOMING BLVD NE SUITE 102G ALBUQUERQUE, NM 87111 | CONTINENTAL AMERICAN INSURANCE COMPANY | $69 | — | $69 | 0.27% |
| FRINGE BENEFITS ANALYST LLC3 Filed as: FRINGE BENEFIT ANALYST, LLC | 393 W. GORDON AVE, STE 1 LAYTON, UT 84041 | LIFEMAP ASSURANCE COMPANY | $483 | — | $483 | 10.12% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 142 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 142 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 292 | $1.4M |
| Dental(2 contracts, 2 carriers) | ACE AMERICAN INSURANCE COMPANY | 135 | $105K |
| Life insurance(2 contracts, 2 carriers) | KANSAS CITY LIFE INSURANCE COMPANY | 142 | $33K |
| Other | KANSAS CITY LIFE INSURANCE COMPANY | 55 | $28K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 292 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.